Jpmorgan Chase Bank, N.a.

Ishank Paharia

Howard Spector

Pavan Mummareddi

Gayathri Sundar

Raghuram Vudathu

David Christopher Carey

Benjamin Brandt

Mervin Majella Felix

Eric L Connolly

Ankur Kulshreshtha

Ajith Chandran Karuvathil

Arun Neelan

Rajeeva Chandra Nagarakanti

Venkata Kunam

A method for local data storage governance may include: authenticating, by a privacy service computer program, a user accessing the privacy service using a privacy application; receiving, by the privacy service computer program and from a proxy service, user activity data; saving, by the privacy service computer program, the user activity data to a privacy database; receiving, by the privacy service computer program and from the privacy application, a request for the user activity data; retrieving, by the privacy service computer program and from the privacy database, the user activity data; communicating, by the privacy service computer program, the user activity data to the privacy application, wherein the privacy application stores the user activity data in local storage; receiving, by the privacy service computer program, an acknowledgement of the user activity data; and purging, by the privacy service computer program, the user activity data from the privacy database.

Systems and methods for local data storage

Systems and methods for using a cryptogram lockbox are disclosed. In one embodiment, in a merchant-specific cryptogram lockbox comprising at least one computer processor, a method for generating a cryptogram locally using a cryptogram lockbox may include: (1) receiving, from merchant backend, a request for a cryptogram comprising an account identifier received from a customer in a transaction; (2) generating a cryptogram for the account identifier using a limited use key for the account identifier; and (3) returning the cryptogram to the merchant backend. The merchant may conduct the transaction using the cryptogram.

Systems and methods for using a cryptogram lockbox

Systems and methods for protecting sensitive data in user online activities

Growing community of inventors

Newark, DE, United States of America

Ishank Paharia