United Services Automobile Association (usaa)

Uipco, LLC

Ingeborg Burch

Christine Catsifas

Marty Lee Mendivil

Meagan Marie Trahan

Jess Witman Gingrich

Fernando Sanzzi

Vikram Parekh

Jon Jureczki

Meagan Trahan

Luke James Gradeless

Jeremy Michael Grant

Sara S Galvin

In one embodiment, one or more non-transitory, computer-readable mediums store computer instructions that, when executed by a processor, cause the processor to receive a selection of at least one spend category out of a number of spend categories to track and a target spend amount for a timeframe, track one or more transactions associated with the selected at least one spend category by filtering the one or more transactions into respective bins based on merchant category codes assigned to the one or more transactions during the timeframe, and perform one or more actions based on an actual amount spent relative to the target spend amount for the timeframe.

Systems and methods for managing and reducing spending

The technology described includes a physical, connected device/button, that when pressed or clicked, causes money to be transferred according to a set of rules (i.e., a 'one-click' transfer of funds). In some embodiments, each click can cause a small, pre-set increment of money to be transferred from a user's checking account to the user's savings account. In other embodiments, the user can hold the button down for a longer period of time, indicating a request for a larger amount of money to be transferred.

Saver button

Saving funds allows users to be prepared for emergencies and unexpected costs. In some embodiments, a text savings plan saves money by automatically identifying and transferring small amounts of money from a user's first account (e.g., checking account) to the user's second account (e.g., savings account, payee account). The text savings plan determines and transfers amounts based at least in part on the balance of the user's first account.

Text savings

Display panel or portion thereof with graphical user interface

Growing community of inventors

San Antonio, TX, United States of America

Ingeborg Burch