Efunds Corporation

Ian A Lumsden

Scott R Statland

Chuck J Bram

John R Brittain

Kevin Gilbert

Susan M Kelling

Sandra A Palmer

A system for and method of performing a transaction between a consumer () and a business entity (). The method comprising the acts of priding transaction data from a submitter () to a transaction facilitator (), generating a token () that identifies the transaction data, storing the transaction data and the token at the transaction facilitator (), providing the token to the submitter (), returning the token () to the transaction facilitator, obtaining the stored transaction data identified by the token, and using at least a portion of the obtained transaction data to implement the transaction.

System for and method of effecting an electronic transaction

Systems and methods for loading a key to a terminal. The system can include a terminal manager system including a terminal handler that receives terminal information from a terminal, generates an authentication request including at least a portion of the terminal information, and generates a key request. The system can also include a server that sends the authentication request to a key manager system and sends the key request to the key manager system.

Key loading systems and methods

Growing community of inventors

West Bend, WI, United States of America

Ian A Lumsden