Glory Kogyo Kabushiki Kaisha

Hiroshi Tomiyama

Shugo Douno

Haruo Odagiri

Fumio Miyanaga

Seishi Naito

Sadaaki Uesaka

Syugo Dono

An identification recording data method for an identification medium includes the steps of printing or laminating an information identification bar code strip and then affixing a magnetic recording strip to the identification medium. A data set is encoded into N encoded data using N algorithms. The bar code strip has the N encoded data recorded thereon. The magnetic recording strip has the data set recorded thereon. The N encoded data is decoded and compared with the data set recorded on the magnetic strip. Comparision of the data yields a determination as to the integrity of the identification medium.

Method for identifying certification identifying media

In commercial transactions, settlement is conventionally made by cash or by checks drawn from a current account in a bank. Users of such checking system enjoy its convenience. In the conventional process of check negotiation, however, such system involves a vast amount of complicated procedures including several steps of mechanical as well as manual processing. An automatic check card issuing apparatus for issuing check cards to the customer who draws a check from a financial institution such as bank, etc. is a great advantage to the financial institution as well as to the user. Check cards may be promptly issued by a simple operation according to the present invention.

Automatic check card issuing apparatus

In commercial transactions, settlement is conventionally made by cash and by checks drawn on a current account in a bank, etc. Users of such checking system enjoy its advantages. From the standpoint of banking business, however, such system involves a vast amont of complicated clerical procedures, and a number of negotiation checks pose a bottleneck in rationalizing the banking business. According to the present invention, there is provided a safe and secure check negotiating system which enables checks to be cashed with a minimum manual handling once check has been received by a financial institution such as a bank. The present invention also aims to provide a novel check card and an apparatus for drawing check cards to prevent illicit use of such a card when lost or stolen.

Check negotiation system by means of check cards and check card drawing

In commercial transactions, settlement is conventionally made by cash or by checks drawn from a current account in a bank. Users of such checking system enjoy the convenience. In the conventional process of check negotiation, however, such system involves a vast amount of complicated procedures including several steps of mechanical processing as well as manual handling. There is also a risk of illicit use if the check book is lost or stolen unless the loss or theft thereof is reported to the bank immediately. Collation of the settled checks returned to the drawer with the record of drawing further complicates the process. This invention method enables to process a drawn check card, and identify a settled check card with an automatic and yet simple operation, thus improving the check card negotiation system.

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Himeji, Japan

Hiroshi Tomiyama