Mastercard International Incorporated

Siemens Mobility Gmbh

Harsh Piparsaniya

Rahul Agrawal

Sudhir Gupta

Mario Fernandes

An end of train device (EOT) suitable of use on a railway vehicle includes a mounting unit for installation on a car of a railway vehicle, a position sensor configured to detect vertical alignment and orientation during the installation, and a feedback mechanism configured to provide feedback during the installation with respect to the vertical alignment and orientation. Further, a monitoring and communications system and a method for monitoring mounting integrity of an EOT are described.

End of train device with self-alignment and mounting integrity monitoring capabilities

A system and a method for preventing collision between a first train and a second train are provided. The system includes at least one first subsystem installed on a first train. The at least one first subsystem is configured to broadcast a message indicative of a status of the first train. The system further includes at least one second subsystem installed on a second train configured to selectively receive the broadcast message from the at least one first subsystem on the first train. The second subsystem determines the status of the first train by analyzing the broadcast message. An action to be performed at the second train for preventing a collision between the first train and the second train is determined based on the status of the first train. One or more instructions are generated for performing the action at the second train.

Prevention of collision between trains

A system and method for monitoring failure of a train within a tunnel is disclosed. The method comprises receiving, by the central server, an estimated crossing time for the train to cross the tunnel and the latest location of the train from a telemetry system onboard the train. The telemetry system comprises a Head-of-Train device communicatively coupled to an End-of-Train device. The method further comprises detecting a failure event associated with the train, by the central server, if an attempt to establish communication with the telemetry system is unsuccessful after the estimated crossing time. The method further comprises broadcasting, by the central server, an emergency alert message indicating the failure event to one or more receiving devices based on the latest location of the train. The receiving device is associated with at least one of an operator control station and an adjacent train.

System and method for monitoring failure of trains inside tunnels

An end-of-train device, a system, and a method for monitoring barrier gates are provided. The method includes receiving at least one image associated with a barrier gate from an imaging device mounted on a train. Further, the at least one image is analyzed to determine a current status of the barrier gate. The current status corresponds to a position associated with the barrier gate. Based on the current status of the barrier gate, an action to be performed is identified. Further, one or more instructions for performing the identified action are generated.

Monitoring of barrier gates at level crossings

An improved End-of-Train device suitable for mounting on a train is disclosed. The End-of-Train device comprises an audio input unit configured to detect an audio input associated with at least one event, and to generate an audio signal based on the audio input. The event is one of an utterance of a voice command by a railway personnel or an incident that potentially impacts an operation of the train. The End-of-Train device further comprises a memory and a processing unit communicatively coupled to the memory. The processing unit is configured to execute one or more instructions in the memory to analyze an audio input to identify one or more actions to be performed by the End-of-Train device and to initiate execution of the one or more actions identified. Further, a notification may be generated based on execution of the one or more actions.

End-of-train device with audio support

The present disclosure relates to managing data transmission from a plurality of telemetry devices onboard one or more trains. The plurality of telemetry devices comprises a first telemetry device and one or more second telemetry devices in a vicinity of the first telemetry device at an instant of time. The first telemetry device is configured to detect presence of the one or more second telemetry devices, and to initiate a negotiation process for identifying a designated telemetry device from the one or more second telemetry devices. During the negotiation process, status data associated with the telemetry devices are aggregated. The aggregated status data is further processed to identify a designated telemetry device from among the telemetry devices. The designated telemetry device performs actions for managing data transmission from the telemetry devices based on the aggregated status data.

Managing data transmission from a plurality of telemetry devices onboard trains

A Head-of-Train device suitable for mounting inside a cab of a train is disclosed. The Head-of-Train device includes a memory and a processing unit communicatively coupled to the memory, wherein the processing unit is configured to execute one or more instructions in the memory to synthesize an audio message based on status associated with at least one equipment onboard the train. The Head-of Train device further includes an audio output device configured to output the audio message.

Audio-based management of equipment onboard a train

The present disclosure generally relates to systems and methods for processing recurring payment transactions. In various embodiments, the system receives details of the set of recurring payment transactions and stores the details in a recurring transaction details table. The system generates a virtual payment instrument and associates it with the consumer's payment instrument. The system transmits the virtual payment instrument to the consumer. The system then generates a set of payment tokens for the set of recurring transactions and links the tokens to the virtual payment instrument. Each token is associated with a discrete recurring period. The system encodes each token with a sequence of values and stores the tokens in the recurring payment token table. The system receives a recurring transaction request that includes the virtual payment instrument. The system validates the request against a token associated with the recurring period, processes the transaction, and deletes the token.

Electronic system and computerized method for processing recurring payment transactions

A method of facilitating a transaction with a payment card of a cardholder. The method includes receiving a deceptive PIN comprising a set of characters in which one character is a deceptive character. The deceptive character is different than each of a set of actual characters of an actual PIN of the payment card. The method includes identifying the deceptive character and a position of the deceptive character among the set of characters of the deceptive PIN. The method includes determining a reconstructed PIN by replacing the deceptive character with a corresponding actual character at the position in the deceptive PIN. The actual character is determined based on a predefined mathematical expression and a predefined value for the predefined mathematical expression. The method includes authenticating the reconstructed PIN by matching the reconstructed PIN with the actual PIN. The method further includes facilitating the transaction upon successful authentication.

Payment methods and systems based on a deceptive pin of a payment card

A method for facilitating transactions is provided. Various users register their payment modes to avail a payment mode interchange service offered by a server for online purchases. During registration, the users specify corresponding offer amounts in exchange for allowing purchases of other users to be performed by using their payment modes. When an offer on a purchase is not applicable on a payment mode of a first user, the first user is recommended by the server to make the purchase by using a payment mode of a second user on which the offer is applicable. The payment mode of the second user is charged with a purchase amount of the purchase and the offer amount specified by the second user is billed on the payment mode of the first user. The second user receives the offer amount and the first user receives an incentive associated with the offer.

Method and system for facilitating electronic transactions

Systems and methods for facilitating authentication for payment transactions using pattern-based time bound passwords. More specifically, techniques disclosed herein enable authentication of payment transactions performed by a user at a merchant terminal based on a pre-registered pattern provided by the user within a pre-defined time period limit. The pre-registered pattern drawn in the pre-defined time period is registered as a password for authenticating any payment transaction performed by the user using a payment card which is associated with an account of the user in an issuing bank. If the user provides the pre-registered pattern within the pre-defined time period limit, the payment transaction is authenticated. In another embodiment, such pattern-based time bound password is used as a second level authentication in which first level authentication is performed by a personal identification number.

Methods and systems for pattern-based authentication for payment transactions

Embodiments provide a method of facilitating a payment transaction with a payment card of a customer. The method includes receiving a payment transaction request initiated at a merchant terminal. The payment transaction request comprising at least a merchant transaction amount associated with a purchase entered at a merchant terminal, a PIN of the payment card provided by the customer via a keypad and a customer transaction amount provided by the customer via the keypad. The method includes facilitating verification of facilitating verification of the PIN with a stored PIN. The method further includes, upon successful verification, determining whether the merchant transaction amount conforms to the customer transaction amount. The method further includes facilitating a payment transaction associated with the payment transaction request if the merchant transaction amount conforms to the customer transaction amount.

Payment transaction methods and systems enabling verification of payment amount by payment card

A method and system for crediting a financial account of a user with an amount is provided. The amount is maintained in a lock mode for a set time period in the account. The crediting of the amount is based on a registration request received from the user. The user further provides the amount that the user wants to maintain in the account. Reward points are determined based on transaction history of a transaction card associated with the account and are blocked in the account based on the registration request. The reward points are settled as and when the user performs transactions in the set time period by way of the transaction card. The amount that is equivalent to the reward points is credited in the account of the user when the reward points are settled in the set time period.

Method and system for crediting account

Embodiments provide a method of facilitating a payment transaction with a payment card of a customer. The method includes receiving a payment transaction request initiated at a merchant terminal. The payment transaction request comprises a merchant transaction amount associated with a purchase entered at the merchant terminal and a fingerprint tap input provided by the customer on a fingerprint input module, the fingerprint tap input indicative of a customer transaction amount associated with the purchase. The method includes facilitating verification of a fingerprint obtained from the fingerprint tap input of the customer by comparing with stored fingerprint of the customer. The method further includes, upon successful verification, determining whether the merchant transaction amount conforms to the customer transaction amount obtained from the fingerprint tap input. The method further includes facilitating the payment transaction associated with the payment transaction request if the merchant transaction amount conforms to the customer transaction amount.

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Pune, India

Harsh Piparsaniya