Other

Jpmorgan Chase Bank, N.a.

Jpmorgan Chase, Na

Harold E Paulson

Thomas C Barton

Elizabeth Pierce Varhus

Charu Mehta

Geetha Vaidyanathan

Sandhya Kumar

Jiun-Ming Wu

According to an embodiment of the present invention, an automated computer implemented method and system for determining authorization for a point of sale transaction, wherein the method is executed by a programmed computer processor which communicates with a user via a communication network comprising receiving a point of sale authorization request for a transaction from a customer at a merchant, via a communication network; accessing profile data associated with one or more of the customer, an account associated with the customer and the merchant involved in the transaction; applying one or more rules to the authorization request wherein the one or more rules comprises one or more of credit rules and fraud rules; applying one or more scoring algorithm to the authorization request wherein the one or more scoring algorithm indicates an assessment of risk; determining an authorization response, via a programmed computer processor, based at least in part on a combination of profile data, the one or more applied rules and the one or more applied scoring algorithms; providing the authorization response for the transaction via the communication network.

Method and system for determining point of sale authorization

According to an embodiment of the present invention, an automated computer implemented method for detecting one or more data compromises comprises the steps of detecting an activity indicative of a data compromise based at least in part on a compromise detection report involving at least one of merchant compromise report, region compromise report and acquirer compromise report, wherein the compromise detection report is generated by an automated detection algorithm; classifying the activity based on a combination of risk level, size of data compromise and fraud severity; and identifying a specific mitigation response to the activity through an interface. Another embodiment of the present invention determines whether one or more accounts associated with the activity have been probed or tested by a fraudster to determine if the one or more accounts are valid.

Method and system for detecting, monitoring and addressing data compromises

According to an embodiment of the present invention, a computer implemented method and system for automatically implementing a fraud strategy may involve identifying transaction data related to a customer transaction based on a payment instrument; automatically identifying a pattern based on one or more factors associated with a customer spending profile; identifying a potential fraud situation based on the identified pattern and the transaction data; executing an action for the potential fraud situation; and adjusting authorized use of the payment instrument.

Method and system for automating fraud authorization strategies

A vacuum drum is located in close proximity to the lowermost flat workpiece in a stack of workpieces in a hopper for applying a suction to remove the bottommost workpieces one at a time from the hopper for passing on to a conveyor to a printing press. The drum is mounted on a reciprocably rotatable hollow-cored shaft for reciprocable rotation therewith and has multiple sets of vacuum outlets which can be selectively positioned in vacuum communication with the hollow bore of the shaft for feeding vacuum from the shaft bore to a selected one of the multiple sets of vacuum outlets so that the drum can be used for a variety of workpieces.

Vacuum drum for printing press feeder

A tray contains frothed or bubbly solution for applying to a printing cylinder plate and a cylindrical pan roller having a microporous outer layer is continuously rotated in the frothed solution to continuously absorb or pick up small amounts of the solution. Solution is transferred from the pan roller to a metering roller, having a surface of highly polished chrome, by rolling contact between the two rollers. In turn, the metering roller transfers liquid to a form roller which has a microporous outer surface in rolling contact with a printing plate mounted on the printing press printing cylinder for depositing the liquid solution onto the printing plate as the printing cylinder rotates. The pan roller and the form roller have hollow cores and pressurized air at a very low pressure is applied to the cores to uniformly spread the liquid throughout the microporous surface for uniform distribution. The form roller is provided with air vanes or blades mounted around its shaft and pressurized air is applied to the air vanes to insure that the form roller continues rotating even when not in contact with the rotating printing plate.

Vapor film equalizer dampening system for printing plate cylinder

A device for feeding envelopes or similar work pieces to a printing press or the like utilizes a vacuum chamber mounted on a reciprocably driven roller for removing the lowermost envelope out of a stack of envelopes in a hopper and advancing it to a carrier for conveyance to the printing press. The vacuum is fed to the vacuum drum through an elongated passageway along the axis of the roller and a valve at the input of the vacuum at one end of the roller reciprocates with the roller to open and close the vacuum passageway. Also, a pusher lug is provided to assist in removing heavier stock from the hopper.

Printing press feed mechanism

A perfector printing press having a full size impression cylinder with a blanket thereon between the perfector roll and the plate roll so that printing is not done on the smaller radius perfector roller. The perfector is easier to reach for cleaning and changing and the quality of the printing is improved. The perfector may be spring loaded to prevent jam ups and pivoted about the impression cylinder for easier access.

Perfector printer press

A two color printing press in which the plate cylinder for the second color and the ink supply rollers therefor are mounted in a pivoting frame which can be manually rotated away from the printing press to afford easy access to the interior of the press. Gear position indicators permit prealignment of the second color plate cylinder and rollers when they are swung into position.

Two color swing-away press

A device is provided for moistening the plate cylinders of offset printing machines. The device includes an inner rotatable sleeve having an air passage extending therethrough. Angularly extending passages are provided in the inner sleeve. The inner sleeve is rotatable within an outer fixed cylinder having spaced apertures all directed in the same direction. A film of water flows over the fixed cylinder. As the inner sleeve rotates air is forced through the inclined passage to force the water against a focus upon a diffuser which breaks the water up into a fine spray which is deposited upon the surface of a water cylinder so that the water is deposited from end to end thereof so that the plate is provided with a film of water throughout its length.

Growing community of inventors

Dunwoody, GA, United States of America

Harold E Paulson