Capital One Services, LLC

Habeeb Hooshmand

Micah Price

Qiaochu Tang

Geoffrey Wayne Dagley

Jason Richard Hoover

Stephen Michael Wylie

Staevan Alan Duckworth

Systems and methods for providing a disposal recommendation for an owned vehicle are provided. The method includes generating a profile for the owned vehicle, the profile including age, mileage, and location of the owned vehicle, receiving monitoring data of the owned vehicle, and receiving sales data for non-owned vehicles corresponding to the profile. The method may further include generating predicted depreciation data of the owned vehicle, based on the sales data and the monitoring data, and providing a recommended disposal time for the owned vehicle, based on the predicted depreciation data.

System and method for providing disposal recommendation for a vehicle owner

Various embodiments are generally directed to techniques to provide specific vehicle recommendations to generic user requests. A method for providing the specific vehicle recommendation includes: receiving a generic automobile request from a user, applying a machine learning model (MLM) trained by a corpus of reviews to the received request, and generating, by the MLM, a recommendation for at least one specific automobile feature based on the generic automobile request.

Offering automobile recommendations from generic features learned from natural language inputs

Systems and methods for providing a disposal recommendation for a vehicle are provided. The method includes generating a profile for a first vehicle, the first vehicle being an income generating vehicle and the first vehicle profile including at least age, mileage, and location of the first vehicle, receiving monitoring data of the first vehicle, and receiving sales data for second vehicles, the second vehicles corresponding to the profile. The method may further include generating predicted depreciation data of the first vehicle, based on the sales data and the monitoring data, generating a predicted profit data from the first vehicle, and providing a recommended disposal time for the first vehicle, based on the predicted depreciation data and the predicted profit data.

System and method for generating maintenance actions of a vehicle based on trained machine learning of monitored vehicle data

An electronic device may include logic to provide a trust credential for linking to a permissioned network over a local network, comprising a plurality of user devices; retrieve a document in an initial status for editing, corresponding to a first state of a distributed ledger, maintained by the permissioned network; generate a first change in the document, wherein the document is in a second status; send, to the permissioned network via the local network, the first change for storage in the distributed ledger, in a second state; retrieve the document in a third status, including a second change, performed subsequently to the first change, the second change being generated by a user device, external to the electronic device, and coupled to the local network; and link to the distributed ledger to retrieve a third state of the distributed ledger, the third state comprising the first change and the second change.

System and method for managing collaborative multiuser document editing via a distributed ledger

A session continuity platform may detect a user action during a first user session associated with a first user device, wherein the first user session is associated with a first platform. The session continuity platform may determine identification information of a user associated with the user session. The session continuity platform may determine a continuity record identifier associated with the identification information. The session continuity platform may obtain, based on the continuity record identifier, activity data from a plurality of continuity records of a distributed ledger. The session continuity platform may determine, based on the activity data, activity information associated with the user action and the second user session. The session continuity platform may cause the first user device to present the activity information via a display of the user device.

System and method for maintaining user session continuity across multiple devices and/or multiple platforms

A behavioral analytics platform may obtain a first data model that has been trained based on behavior data derived from historical sales data associated with a vendor and receive, from a user device, one or more interactions that request information related to one or more financing terms. The behavioral analytics platform may determine one or more financing preferences for a user of the user device based on a second data model that has been trained based on behavior data derived from the one or more interactions. The behavioral analytics platform may determine, based on the first data model and the second data model, a probability that the user of the user device and the vendor will be able to reach an agreement for an item available to purchase from the vendor and provide intelligence data related to the probability for display.

Behavioral data analytics platform

Embodiments may generally be directed components and techniques to receive and process an indication of a web-based search performed for an item of a plurality of items and determine a co-occurrence matrix comprising rows and columns having entries associated with the plurality of items. Each of the entries of the co-occurrence matrix may indicate a number of co-occurrences of two of the plurality items. Embodiments also include techniques to determine related pairs of the plurality of items based on the number of co-occurrences for each entry and a relationship threshold value indicating two of the items are related and provide an indication of each item of the plurality of items that is related to the item searched based on the related pairs determination.

Techniques to determine relationships of items in web-based content

According to certain aspects of the disclosure, a computer-implemented method may be used for determining one or more vehicle recommendations. The method may include receiving at least one vehicle purchase requirement and transmitting the at least one vehicle purchase requirement to at least one merchant. Additionally, the method may include determining a vehicle cost based on the at least one vehicle purchase requirement and historical transaction information of the at least one merchant and comparing the vehicle cost with a credit profile of the purchase. Additionally, the method may include determining at least one available vehicle based on the at least one vehicle purchase requirement and the vehicle cost, wherein a price of the at least one vehicle satisfies a predetermined cost threshold based on the credit profile of the purchaser and transmitting the at least one available vehicle to the purchaser and the at least one merchant.

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Katy, TX, United States of America

Habeeb Hooshmand