Citicorp Credit Services, Inc.

Guy B Sereff

Robert Strub

Shamus Weiland

Stacy Tobias

Scott Tanguay

Vasu Vemuri

Eric Philips

Caleb Williams

Tom Koch

Darren Davis

John D Miller

Rochelle Wesselink

Methods and systems of processing payments globally over one of a plurality of payment processing paths employ computer hardware and software for receiving a request to access a global payment utility, presenting a plurality of payment options by the global payment utility, and receiving information by the global payment utility consisting at least in part of a source of payment, a payment destination, and a user-designated payment vehicle. Upon receiving the information, one of a plurality of payment processing paths for the payment is selected according to a clearing rules aspect of a rules engine of the global payment utility, and the payment is routed for processing via the selected payment processing path.

Methods and systems for processing payments globally over one of a plurality of processing paths

Growing community of inventors

Franklin, TN, United States of America

Guy B Sereff