Visa U.s.a. Inc.

Visa International Service Association

Gregory Charles Trifiletti

Barbara Elizabeth Patterson

Shaun Bodington

Olivier Brand

Mike Lindelsee

A system for managing enhancement features assigned to financial presentation devices such as credit cards. The system includes an accounts database and a feature management module. The accounts database stores account holder data containing assigned enhancement features for associated credit cards. The feature management module is capable of updating and managing the assigned features of an individual credit card independently of other cards so as to provide enhancement features that can be customized for each individual cardholder.

System and method for managing enhancement features assigned to financial presentation devices

Embodiments of the invention are direction to systems, apparatuses and methods for enrolling users in a payment service that enables an individual ('a presenter') to conduct a payment transaction with another party ('an acceptor') more efficiently in situations where the individual has multiple payment accounts. One embodiment of the invention is directed to a method comprising presenting to a user a plurality of payment accounts associated with the user, receiving from the user a selection of an alias account identifier for each of the payment accounts, and storing in a database data that associates the selected alias account identifiers with the payment accounts.

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San Francisco, CA, United States of America

Gregory Charles Trifiletti