Paypal, Inc.

Ebay, Incorporated

German Scipioni

Hugo Olliphant

Avery Kadison

Jeremy Downs

Amy Poling

Kristen Ondeck

Joseph Edward Black

Naseem Hakim

Donald James Fotsch

Alp Tiritoglu

Suzin Declerck Wold

Matthew Scott Zises

Byong Mok Oh

Loc Nguyen

Amol Patel

Kristen Diane Schumacher

Apur Shah

An easy authentication or payment is made by creating an account associated with a particular web browser or device that accesses an on-line page. Payments are made, such as for full-access viewing of an article or viewing content without visible ads, by selecting a payment button on the on-line page. Selection can be with a specific swiping motion or device motion previously defined for the user. Once selected, the payment is made without the user having to authorize or authenticate. The motion can be used independently to authorize or authenticate the user through the device.

No authentication payment and seamless authentication

A user having an account with a payment provider receives an unregistered payment card that is associated with the payment provider, and that includes a magnetic strip encoded with a number unique to the card and a machine readable code such as a QR/barcode embossed thereon. The user may then open an application on the user's mobile device to capture the number associated with the card by, for example, scanning the QR/barcode, capturing an image of the number, speaking the number into the device, or manually entering the number into the user's device. The user may also authenticate with the payment provider by entering login credentials. The user may then confirm a request to link the number of the card with the user's payment provider account, which activates and links the card to the user account so that the user can immediately use the card for purchases.

In-store card activation

A method to authenticate a first computer system over a network to a second computer system is disclosed. A login user interface (UI) is presented to a user of the first computer system while disconnected from the second computer system. The login UI presents at least one input field to receive login input from the user and a security indicator that has been previously selected by the user and that is local to the first computer system. Login input is selectively received from the user based on a determination that the user recognizes the security indicator as having been previously selected by the user. A connection is established between the first computer system and the second computer system over the network. The received user input is transmitted using the established connection to the second computer system for authentication of the first computer system.

Computer system authentication using security indicator

A method includes receiving an identification of a first item to be purchased, entering the first item into an electronic shopping cart facilitating an on-line transaction, providing a method of payment for a value of the first item to the shopping cart, and sending the value of the first item and a description of the item to a recipient with at least the following electronic options from which the recipient may choose: accepting the first item with payment made and modifying the transaction in accordance with the value of the first item.

Systems, methods, and computer program products for on-line gifting

A method for providing a promotion to a user to do commerce at a physical location includes offering a right to a particular piece of digital content to the user as an incentive to a commercial transaction that occurs at least partly at the physical location, discerning that the user is located at the physical location, and in response to the discerning, interacting with the user to provide the digital content to the user on a mobile device associated with the user.

Digital content provided to a user at a physical location

A merchandise holder, e.g., a drink coaster or a food placemat, is used to facilitate the purchase of food or beverage placed on the holder. A customer may use a mobile device to scan a QR code on a merchandise holder to purchase a beverage. Further, the merchandise holder may include an RFID scanner to keep track of the food or beverages consumed by the customer. The RFID scanner of the merchandise holder may scan RFID tags attached to the food or beverages consumed by the customer. A payment account of the customer may be associated with the merchandise holder to pay for the food or beverages placed on the holder. Accordingly, a customer may use the merchandise holder to order, keep track of, and pay for the food or beverages consumed by the customer.

Systems and methods for facilitating purchase using merchandise holder

Methods and systems according to one or more embodiments are provided for storing online transaction records associated with user-merchant transactions. In an embodiment, a system comprises one or more processors. The system also comprises one or more memories adapted to store a plurality of machine-readable instructions which when executed by the one or more processors are adapted to cause the system to: receive transaction information captured and passed from a client device in response to the client device determining that information or content provided by a merchant server comprises transaction information, wherein the transaction information is associated with a user-merchant transaction; and store the received transaction information in a searchable machine-readable transaction record associated with a user account.

Centralized transaction record storage

Methods and systems are provided for facilitating purchases by one person for another person. A user can take advantage of one or more social networks to facilitate purchases by proxy shoppers for the user. For example, the user can designate what products can be purchased by a proxy shopper and what stores can be used by the proxy shopper to make the purchases. The products can be listed in a registry on the user's social network. When the proxy shopper is in a designated store, the proxy shopper can purchase a designated products for the user.

Proxy shopping registry

A method to authenticate an application on a first computer system at a second computer system is disclosed. The first computer system receives an authentication bitmap from a second computer system identifying locations in an application. The first computer system extracts portions of the application based on the identified locations in the bitmap. A hashing algorithm is applied by the first computer system to the extracted portions producing a resultant hash. The resultant hash is transmitted to the second computer system for authentication of the application.

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San Jose, CA, United States of America

German Scipioni