Bank of America Corporation

Gerald M Vye

Martin T Mulligan

L Edward Shaw

Patricia Anne Sullivan Fleming

Bethany M Axtell

Douglas P McKinley

Sharon M Morris

Leslie M Overholser

Thelma Yvonne Ashe

Brian K Walter

Gilbert M O'Sullivan

Patricia A S Fleming

Methods, systems, apparatuses and/or computer program products are directed to a nationwide send process of outgoing returns. A plurality of outgoing return files are collected. The plurality of outgoing return files are organized by endpoint destination and distributed on a predetermined schedule to the endpoint destinations.

Nationwide send process

A system and methods for handling financial document returns and processing exceptions are disclosed. Embodiments of the invention provide a returns and exceptions platform to image-enable check returns and exceptions within a financial institution. This capability can be in part enabled by a system that provides both for decisioning based on images, and dispatching or exporting images and data in a plurality of formats from the system into which they are first loaded, so that paper items need not be referenced again. The plurality of formats for export can include X9.37i files, external and internal cash letters, and image replacement documents. The image-based processes of the invention can be implemented by a plurality of application servers and a plurality of database servers interconnected by a network.

System and methods for handling financial document returns and processing exceptions

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Castleton, NY, United States of America

Gerald M Vye