First Data Corporation

Gary J Trainor

Timothy Horton

SuZanne Rogers

Cassandra J Mollett

Margaret Morgan Weichert

John Joseph Mascavage, Iii

Susan M Nelson

Rhonda D Sargent

Steven L VanFleet

Martin Stivers

Diane Wing

Blake Benton

Matthew T Byrne

Margaret Weichert

Steven L Vanfleet

John J Mascavage

Suzanne Rogers

Methods and systems are provided for processing a transaction between a first party and a second party. Information defining terms of the transaction and identifying a presentation instrument are received at a host system. Preference information associated with the presentation instrument is retrieved with the host system. The preference information specifies terms for an allocation of transaction amounts among multiple transaction types. An amount for the transaction is allocated among the transaction types in accordance with terms of the transaction and the terms for the allocation.

Methods and systems for processing transactions

Methods and systems coordinate an Internet-based financial transaction between an Internet merchant and a customer. A first information packet is received with a payment network from the Internet merchant. The first information packet has a credential assigned to the customer and transaction information specifying at least a cost of the Internet-based financial transaction. With the payment network, account information is determined that identifies a financial account maintained by the customer at a financial institution and authorization information that allows debit access to the identified financial account. A second information packet that includes the transaction information, the account information, and the authorization information is generated with the payment network. The second information packet is transmitted with the payment network to the financial institution with a request to perform a debit transaction from the identified financial account for the specified cost of the Internet-based financial transaction.

Methods and systems for online transaction processing

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Duluth, GA, United States of America

Gary J Trainor