Other

Frank F Hoffman

Arnold Hoffman

A system and data processing arrangement for promoting purchases and account activity in a credit card account or other consumer transaction involving sales of goods or services rewards a customer for purchases by providing a high rate of return for funds invested by the customer. A financial institution, general purpose credit card agency, department store, automobile manufacturer, or various other marketers of goods or services agrees to grant the customer a high rate of interest on funds invested with the firm by the customer, provided the customer makes purchases. For purchases made by the customer in a given period (such as one month or six months), the firm gives the customer the right to invest a certain percentage (such as 10%) of the amount of purchases made by the customer in that period. Using automated data processing, the firm calculates the sum of the total purchases made by the customer during the preselected period. Then, funds are accepted from the customer up to the pre-agreed percentage of purchases, and provides a deposit account for the customer, crediting the investment funds in the deposit account. The firm may limit the term during which interest is paid on accepted funds invested for a particular such period, such as a term of six months or one year, or it may simply lower the interest rate at the end of that term.

System for promoting account activity

A trolley wheel assembly (10,100) includes a wheel member (18,118) and a support pin (12) defining an axis of rotation. A mounting sleeve 922,122) is fixedly secured about the support pin (12). Bearing sleeve halves (30,32,130,132) are disposed about the mounting sleeve (22,122) for allowing rotation of the wheel member (18,118) about the axis of rotation. Further, a method of replacing a worn trolley wheel includes the steps of removing the worn trolley wheel from the support pin (12), mounting a bearing sleeve 926,126) over a mounting sleeve (22,122) for allowing rotation of the wheel member 918,118) relative to the axis of rotation when the mounting sleeve (22) is mounted on the support pin (12), and mounting an unworn wheel member (18) about the bearing sleeve (26) for rotation relative thereto, and fixedly securing the mounting sleeve (22) about the support pin (12).

Replaceable plastic trolley wheel and method

An apparatus for holding small articles comprises an elongated post, a rail member selectively slidably mounted at one end of the post at an angle relative to the longitudinal axis of the post, and a workpiece holding assembly mounted on the upper surface of the rail member. The workpiece holding assembly has a workpiece engaging device fixedly mounted at one end of the rail member and a selectively slidable jaw mounted on the upper surface of the rail member to allow holding workpieces of varying sizes and shapes between the slidable jaw and the workpiece engaging assembly.

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St. Clair, MI, United States of America

Frank F Hoffman