Capital One Services, LLC

Trovata, Inc.

Francisco Perezleon

Joshua S Edwards

Colin Hart

Kaitlin J Newman

Molly Elizabeth Johnson

Jason Ji

Angelina Wu

Mohammad Shami

Yazdan Shirvany

Fernando San Martin Jorquera

Koon Heng Ivan Teo

Joses Nthiga

Brett P Turner

Joseph Drambarean

Ryan Voris

Aqeel Gunja

A transaction information aggregation system includes raw transaction and enriched transaction databases. The raw transaction database comprises transaction information for a plurality of transactions, including for each transaction an account holder identifier and at least one transaction parameter. The enriched transaction database comprises an indexed transaction record for each of the plurality of transactions, each record including a plurality of search terms associated with each of the at least one transaction parameter. A transaction information processing server is in data communication with the raw transaction and enriched transaction databases and is configured to receive raw transaction information for a new transaction, parse the raw transaction information to determine, associate search terms with a characteristic for each of the at least one transaction parameter, and establish a new indexed transaction record in the enriched transaction database for the new transaction, the new indexed transaction record including the additional searchable terms.

System and method for interactive transaction information aggregation

A device receives first transaction information associated with a first transaction, and a first transaction account utilized for the first transaction and associated with a first financial institution. The device determines, based on a fraud model, that the first transaction is to be denied due to potential fraud associated with the first transaction account and receives second transaction information associated with a second transaction, and a second transaction account utilized for the second transaction and associated with a second financial institution. The device processes the first transaction information and the second transaction information, with a matching model, to determine whether the first transaction information matches the second transaction information and determines that the first transaction was incorrectly denied when the first transaction information matches the second transaction information within a predetermined threshold. The device performs one or more actions based on determining that the first transaction was incorrectly denied.

Updating a machine learning fraud model based on third party transaction information

A system utilizing a web integration service to pull data from disparate computer server systems, and a normalizing module to generate a normalized data set utilized by an indexing module across a de-coupling boundary to generate a search index. An outflow module utilizes results from the search index and hierarchical grouping control structures to generate customized data flows to client devices with improved performance.

Operator settings for natural language search and filtering on a web service platform for distributed server systems and clients

A device receives a transaction request concerning a transaction and a transaction card from a transaction terminal, and determines, based on the transaction request, information concerning the transaction card. The device sends, based on the transaction request and to a user device, a query concerning possession of the transaction card by a user of the user device, where the query includes an instruction for the user to confirm possession of the transaction card via a component of the user device. The device receives, from the user device and after sending the query to the user device, a response concerning possession of the transaction card by the user, and determines, based on the response and the information concerning the transaction card, whether the user has possession of the transaction card. The device performs, based on determining whether the user has possession of the transaction card, at least one action.

Determining whether a user has possession of a transaction card and/or whether the user is authorized to possess the transaction card

A device may receive, from a user device, a request to activate a transaction card. The device may verify an image as a non-fraudulent image based on the metadata associated with the image and a verified identity of the user device or a user of the user device based on the data associated with the user device. The device may process the image using an image processing technique to extract information from the image. The device may identify the transaction card to be activated by performing a lookup of the extracted information in a data structure. The device may perform one or more actions related to completing an activation of the transaction card.

Activating a transaction card

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McLean, VA, United States of America

Francisco Perezleon