Visa International Service Association

Fiachra Murray

Bartlomiej Piotr Prokop

Michael Palmer

Rhidian Desmond Thomas John

Mary-Claire Graham

Nicola McCartan

Sean Robert Maurice Mathe

Thomas Looney

Peter Lennon

Provided is a computer-implemented method for automatically encoding data in an electronic communication. The method includes the steps of receiving an electronic communication including textual data, the textual data including account data inputted with a microphone and processed with a speech recognition system, in response to receiving the electronic communication, automatically processing the textual data, identifying the account data based on processing the textual data, generating at least one token, wherein the at least one token is unique to the account data, generating a modified electronic communication based at least partially on the textual data and the at least one token, the modified electronic communication comprising the at least one token, and communicating the modified electronic communication to a recipient system. A system and computer program product for automatically encoding data in an electronic communication are also disclosed.

System, method, and apparatus for automatically encoding data in an electronic communication

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San Francisco, CA, United States of America

Fiachra Murray