International Business Machines Corporation

Felix Bonard Kwizera

Skyler Speakman

Isaac Waweru Wambugu

Eric Mibuari

Violette Ogega

Daby Mousse Sow

Abdigani Mohamed Diriye

Peninah Mugure Waweru

Lola Aleru

Purity Mugambi

Embodiments of the present invention include a crowdfunding platform comprising one or more computer systems, one or more memories, and one or more central processing units (CPUs). The crowdfunding platform has one or more alternative interfaces to one or more alternative networks. The alternative networks are not capable of operating directly with the Internet. There are also one or more Internet interfaces to the Internet. A crowdfunding platform receives information about a crowdfunding project from one of the alternative interfaces, processes the information into processed information, sends the processed information over one of the Internet interfaces. Further, the crowdfunding platform receives Internet information over one of the Internet interfaces, translates the Internet information into transformed information, and sends the transformed information over one of the alternative interfaces.

Crowdfunding endorsement using non-internet enabled devices

The disclosure provides systems and methods for analysis of financial data and customization of financial products. Time-dependent data is obtained for a relatively large set of users, and from the data are determined a relatively small set of trajectories that model user behaviour. New users are characterized according to the trajectories and financial products are automatically personalised to suit the new user.

Methods and systems for offering financial products

An example operation may include one or more of connecting to a blockchain configured to store replicated Uniform Resource Locator (URL) shortening tables, receiving an indication from a blockchain node that a destination of a shortened URL has changed, informing other blockchain nodes of the changed destination of the shortened URL, receiving a shortened URL request from the blockchain node and checking if the requested shortened URL on other blockchain nodes points to a same destination, and connecting the blockchain node to the destination of the requested shortened URL if the destination associated with the shortened URL points to the same destination across all the blockchain nodes.

Secure URL shortening

Growing community of inventors

Nairobi, Kenya

Felix Bonard Kwizera