Bank of America Corporation

Erik Stephen Ross

Matthew Alexander Calman

Alfred Hamilton

Susan Smith Thomas

Tamara S Kingston

John Tuders

David Neil Joffe

Hans Dirk Schumacher

Doris Maria Garrett

Paul Ronald DeKoster

Mark Allan Nelson

Mark D Zanzot

Felix A Mon

Elbert Lee Whitler

James Mulholland

Jason Michael Ackiss

Marc Lance Warshawsky

Maile George

Robert Fleetwood Armstrong

Ketil Bjugan

Jonathan H Tucker

Nastasha Tan

Catherine Stokes Pullen

William Sydney Ivey

Robert J Mackenzie

Ross Matthew Feldman

Kathleen Lisa Dooley Maley

Jooyong Lee

Zhenshuo Fang

Brendan Kiu

John Harden Quintiliani

Scott Mastbrook

Brenda Lisbeth Smyth

Carrie Anne Hanson

David M Grigg

Yanghong Shao

Srinivas Darga

Patrick Brian Kelly

Kazi M Ariff

Ashley Thomas Naelon

Jason Philip Typrin

Carl Frederick, Ii

Matthew Rice

James K Macklin

Lomney Ann Bryan

Raja Bose

Tracy Elizabeth Marcin

John Scott Bailer

Katherine Ann Krumme

Earl Wagner

Brian Thomas Borders

Katherine Elizabeth Sutton

A system for accessing product information from embedded sensors via mobile device video analysis is disclosed. The system includes a processing device configured for analyzing a video stream of the surrounding environment captured on a mobile device. At least one product that has one or more embedded sensors associated therewith is identified within the surrounding environment. The system retrieves information associated with the one or more products from the one or more embedded sensors. Information retrieved, or information derived from the information retrieved, from the embedded sensors is presented to the user via a display of the video stream on the mobile device.

Retrieving product information from embedded sensors via mobile device video analysis

In general terms, embodiments of the present invention relate to methods and apparatuses for providing information regarding relationships between individuals, who may be associated with a user of a mobile device, and objects (e.g., products, locations, businesses, etc.) identified in an image. In some embodiments, this image may be captured by a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving first information associated with an image, where the image was captured by a mobile device operated by a user; (b) receiving second information regarding one or more individuals; (c) determining, based at least partially on the first and second information, one or more relationships between information regarding individuals and information associated with the image; and (d) presenting, via the mobile device of the user, information associated with the one or more relationships.

Providing data associated with relationships between individuals and images

In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for exceeding account thresholds via a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an excess threshold amount as a result of the transaction; (c) prompting the holder to consent to the excess threshold amount via the mobile device, where the holder is associated with the mobile device; (d) receiving the holder's consent to the excess threshold amount; and (e) authorizing the transaction based at least partially on the receiving the holder's consent.

Service for exceeding account thresholds via mobile device

In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service for exceeding account thresholds via a transaction machine. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves an account, a transaction machine, and a holder of the account; (b) determining, based at least partially on the transaction information, that the account will incur an exceeded threshold as a result of the transaction; (c) prompting, via the transaction machine, the holder to consent to the exceeded threshold; (d) receiving the holder's consent to the exceeded threshold; and (e) authorizing the transaction based at least partially on the receiving the holder's consent.

Service for exceeding account thresholds via transaction machine

Embodiments of the invention include systems, methods, and computer-program products that provide for a unique directional wayfinding system. In one embodiment of the invention, products are received from the user, such as a shopping list or wish list. The system determines the location of the user, determines the location of the product in the business, determines a route from the user to the product, and provides instructions to the user along the route. In an embodiment, the system identifies and/or confirms the product when the user reaches the product. In at least one embodiment, the systems, methods, and computer-program products provide functionality for the visually-impaired to assist in everyday shopping for products in businesses.

Directional wayfinding

Embodiments of the invention are directed to methods and apparatuses for capturing a real-time video stream using a mobile computing device, determining, using a computing device processor, which images from the real-time video stream are associated with goods and businesses consistent with a predetermined social impact, and presenting on a display of the real-time video stream, one or more indicators, each indicator being associated with an image determined to be consistent with a predetermined social impact.

Providing social impact information associated with identified products or businesses

System, method, and computer program product are provided for using real-time video analysis, such as augmented reality to provide the user of a mobile device with real-time budgeting and wish lists. Through the use of real-time vision object recognition objects, logos, artwork, products, locations, and other features that can be recognized in the real-time video stream can be matched to data associated with such to provide the user with real-time budget impact and wish list updates based on the products and budget data determined as being the object. In this way, the objects, which may be products and/or budget data in the real-time video stream, may be included into a user's budget and/or wish list, such that the user receives real-time budget and/or wish list updates incorporating product and/or budget data located in a real-time video stream.

Method for populating budgets and/or wish lists using real-time video image analysis

Embodiments of the invention provide for using video analysis, such as augmented reality or the like to assist a group of users to utilize mobile devices for creating a collective network environment of users that identifies objects in which one or more users in a group of users may be interested, and notifies the one or more users of information associated with the object. A collective network comprises a group of users that each have a mobile device that contains or is otherwise operatively coupled to a data capture device. For example, the mobile device may be a mobile phone that is capable of taking video with a camera device. A user in the collective network may capture video on his mobile device, and an application can identify the object in the video and provide interested users in the collective network with information about the object.

Method for collective network of augmented reality users

System for collective network of augmented reality users

System for populating budgets and/or wish lists using real-time video image analysis

Collective network of augmented reality users

Populating budgets and/or wish lists using real-time video image analysis

Growing community of inventors

Columbus, OH, United States of America

Erik Stephen Ross