United Parcel Service of America, Inc.

Intuit, Inc.

Erik E Peterson

Nagesh Kadaba

Thomas Ramsager

Doug Foiles

Christopher T Schenken

Parul Jain

A data management system manages secured data for a plurality of users. The data management system utilizes an access authorization system to authenticate users seeking access to the data management system. The access authorization system provides access tokens to authenticated users. The access tokens enable the authenticated users to access the data management system without again providing authentication data. The access authorization system includes, for each user, an access policy that governs whether the users can use the access tokens to access the data management system. The access tokens have a finite lifetime. If the users use the access tokens within the finite lifetime and if the users satisfy all of the access rules of the access policies, then the lifetime of the access tokens can be extended a finite number of times.

Systems and mechanism to control the lifetime of an access token dynamically based on access token use

Computer program products, methods, systems, apparatus, and computing entities are provided for transacting e-commerce. In one embodiment, item information is stored for a plurality of items available for purchase from respective sellers. The item information that is displayed for each item can depend on the delivery zone of the customer.

Concepts for transacting e-commerce

Computer program products, methods, systems, apparatus, and computing entities are provided for automated loading and retrieval of items. In various embodiments, items are received at a loading station where identification data may be captured for each item and handling instructions may be generated. In some embodiments, a label having indicia associated with the item may be generated and affixed to the item. The items may then be deposited through an access door into the vehicle identified in the handling instructions. Once the items are loaded into the access door, an automated load/unload device may deposit the item in the appropriate storage location. The automated load/unload device may also retrieve and rearrange items as desired.

Automated loading and unloading items

The present invention is directed to a road condition detection system for identifying and monitoring road conditions, and for communicating information regarding road conditions to various users. The road condition detection system is provided for capturing data indicative of road conditions and analyzing the captured data to locate and identify various road conditions (e.g., road hazards, such as potholes, or weather conditions, such as ice). In various embodiments, the road condition detection system includes a road condition sensor array configured for being attached to a vehicle and for capturing road condition data. The captured data may be transmitted and assessed by a server configured for identifying potential road hazards or other road conditions based on the road condition data captured by the sensor array.

Road condition detection system

Systems and methods for facilitating secured loan transactions are provided. Drivers of a fleet of parcel delivery vehicles associated with a particular common carrier are used to pick up collateral from a borrower to secure a loan. A driver visits the borrower's address as part of executing parcel delivery transactions to pick up the collateral. The driver may verify the borrower's identity and the validity of the collateral when receiving the collateral. An indication of the receipt of the borrower's collateral is provided to a system accessible by a lending facilitator, such as via the driver's DIAD. The indication can be used by the peer-to-peer lending facilitator to determine a level of risk associated with entering into a loan transaction with the borrower and/or an interest rate for the loan. In some cases, the collateral is delivered to a third party escrow service.

Growing community of inventors

Marietta, GA, United States of America

Erik E Peterson