Mastercard International Incorporated

Eric Ray Kitchen

Michael S Ameiss

Aimee G Musil

Michael J Shaon

Gregg Alan Hill

Jose A Alba

Tamara Lynn Arrington

Anand Shekaran

David Pardo

Suman Rausaria

Steve Podgorski

Sameer Tare

Sheila R Panus

Registration information for a plurality of consumers is obtained at an electronic wallet platform. A mechanism is provided to integrate the electronic wallet platform with a plurality of merchants. Via the electronic wallet platform, a given one of the consumers is afforded an option to select from multiple methods to pay for a transaction with a given one of the merchants. The multiple methods are based, at least in part, on the registration information. At least one of the multiple methods includes a virtual card number. Further steps include obtaining, from the given one of the consumers, a selection of the virtual card number for payment for the transaction; and providing the given one of the merchants with the virtual card number.

Electronic wallet apparatus, method, and computer program product

A system and computer-implemented method for client identification and verification includes a memory device for storing data and a processor communicatively coupled to the memory device. The processor is programmed to receive merchant identification data corresponding to a merchant. The merchant identification data includes identification data relating to the identity of the merchant and a primary authorized user for the merchant. The processor is also programmed to generate a merchant profile from the merchant identification data for the merchant, and generate an activation code for the primary authorized user based on the merchant profile. The activation code is transmitted to the primary authorized user. The processor receives, from the primary authorized user, one or more biometrics of the authorized user, validates the biometrics of the authorized user, and upon validation of the biometrics, activates a merchant account.

System and methods for client identification and verification

A method and system for granting premium access to a service application stored within a service provider (SP) computer system through an open API platform is provided. The method includes receiving a request for premium access to the service application from a developer of a developer application wherein the developer application is configured to request data from the service application, assigning a production key to the developer application, sending an electronic message to a service owner (SO) associated with the service application requesting premium access to the service application, granting premium access to the service application by the SO for the developer application, updating the production key at the open API platform to include premium access to the service application, and notifying the developer of the granting of the premium access to the service application for the developer application.

Access to application programming interface systems and methods

Local shipping addresses in a first country are assigned to a plurality of consumers having physical addresses in at least one country other than the first country. A request is obtained, from an e-commerce retailer, for a corresponding one of the local shipping addresses. Product information, an indication of a desired form of shipping from the e-commerce retailer to the corresponding one of the local shipping addresses, and an indication of a desired form of shipping from the corresponding one of the local shipping addresses to a corresponding one of the physical addresses in the at least one country other than the first country are obtained. An indication of an estimated fully landed cost associated with the on-line shopping session is dispatched.

E-wallet with cross-border capability

Premium access to open application programming interface systems and methods

Growing community of inventors

O'Fallon, MO, United States of America

Eric Ray Kitchen