Jpmorgan Chase Bank, N.a.

Eric Han Kai Chang

James Perry White, Iii

Howard Spector

William F Mann, Iii

Noor Shadid

Erin Michelle Perry

Daniel D McQuiston

Robert S Newnam

Shawn Wesley Alexander

Richard A Hall

Nicholas Morgan Fisher

Julia Elyasheva

Matthew E Duncan

John L Oliver, Iii

Tony M Nazarowski

Aditya Anil Upadhyay

Priyanka Malkoti

Stefan Cristian Bardasu

Aarti Narayanan

Saifuddin Merchant

Dave Burrells

Simon Burke

Edward Zlatsen

Jan S Dabrowski

Dipak K Mukhopadhyay

Rhys Dawes

Charlotte Knight

Chitra Pillai Sundaribai

Libby Kent

Sudheer K Vankadara

Sandeep Koul

Uday Pant

Howard Abramowitz

Mark Wagner

Aditi Vaidya

Ayush Kumar Bilala

Charanjith Allaparambil Chandran

Gabriella M Tolotta

Prayag Godha

Nikhil Kotikanikadanam Madhusudhan

Systems and methods for activating and using dynamic cards are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for activating a dynamic transaction instrument may include: (1) receiving, from an electronic device, an identification of an inactive financial instrument to activate; (2) receiving, from the electronic device, at least one parameter that restricts the use of the inactive financial instrument after it is activated; and (3) activating the inactive financial instrument subject to the at least one parameter by associating, at a backend, an account with the inactive financial instrument.

Systems and methods for activating and using dynamic cards

Systems and methods for determining the efficiency of an organization by analyzing data feeds from various applications are disclosed. According to one embodiment, in an information processing apparatus comprising at least one computer processor a method for measuring efficiency may include: (1) receiving, from an enterprise software program, raw data related to an entity's performance; (2) calculating a plurality of efficiency metrics based on the raw data; (3) identifying a recommended action based on one of the efficiency metrics; and (4) automatically implementing the recommended action.

Systems and methods for analyzing data sources for evaluating organizational efficiency

The invention relates to a system and method that implements a customer account automation framework. A mobile device or system comprises: a memory that accesses customer profile data, customer transaction data and payment rules data; and a computer processor, coupled to the memory, programmed to: identify one or more rules, each rule comprising an event and an action, wherein the one or more rules comprise one of: notification, confirmation and automation and an associated device; receive one or more rule suggestions automatically generated based on customer behavior and transaction data; receive one or more sponsored rule suggestions automatically generated based on sponsor data; accept at least one suggested rule, wherein the suggested rule comprises a corresponding event and a corresponding action; detect an occurrence of the event; and automatically perform the action.

System and method for implementing a customer account automation framework

Systems and methods for an intelligent virtual assistant for meetings are disclosed. In one embodiment, a system for an intelligent virtual assistant for meeting may include a server comprising at least one computer processor executing a virtual assistant computer program; a communication server in communication with the server; and a plurality of communication devices in communication with the server and the communication server, wherein the communication server facilitates an electronic meeting with a plurality of attendees via the plurality of communication devices. The virtual assistant may receive at least an audio feed and a video feed of the electronic meeting in real-time, may transcribe the audio feed using a speech-recognition algorithm, may provide the transcription to at least one of the plurality of attendees, may receive an edited transcription, and may update the speech recognition algorithm based on the edited transcription.

Systems and methods for an intelligent virtual assistant for meetings

Systems and methods for account agnostic transaction routing are disclosed. According to one embodiment, in an information processing device comprising at least one computer processor, a method for account agnostic transaction routing may include: (1) receiving an identifier for a first financial instrument for a transaction being conducted at a point of transaction; (2) retrieving a plurality of financial instruments associated with the identifier, the plurality of financial instruments comprising the first financial instrument; (3) retrieving at least one transaction routing rule associated with the plurality of financial instruments, the transaction routing rule specifying a condition for using one of the plurality of financial instruments; (4) identifying one of the plurality of financial instruments for conducting the transaction based on the transaction and the transaction routing rule; and (5) settling the transaction with the identified financial instrument.

Systems and methods for account agnostic transaction routing

Systems and methods for providing dynamic visualization of application and infrastructure components are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a system for providing dynamic visualization of application and infrastructure components may include: (1) receiving, at an interface and from a requestor, a request for information about an application or infrastructure; (2) querying one or more systems of record or a data cache containing data from the one or more systems of record for data about the application or infrastructure components within the infrastructure; (3) formatting the data received from the one or more systems of record or the data cache according to a data definition; (4) identifying relational links between the applications and the infrastructure components in the formatted data; and (5) graphically rendering the formatted data and relational links in a plurality of interactive levels.

Dynamic visualization of application and infrastructure components with layers

Systems and methods for automatically enabling and disabling a purchase card based on predetermined preferences set by a cardholder are provided. The systems and methods enable users to set preferences in advance, and then automatically determine whether to accept or decline a transaction based on the preset preferences. The systems and methods may also implement a learning algorithm to develop preferences based on historical cardholder behavior.

Automated purchase card disable system and method

The invention relates to a method and system that implements a customer account automation framework. A mobile device or system comprises: a memory that accesses customer profile data, customer transaction data and payment rules data; and a computer processor, coupled to the memory, programmed to: identify one or more rules, each rule comprising an event and an action, wherein the one or more rules comprise one of: notification, confirmation and automation and an associated device; receive one or more rule suggestions automatically generated based on customer behavior and transaction data; receive one or more sponsored rule suggestions automatically generated based on sponsor data; accept at least one suggested rule, wherein the suggested rule comprises a corresponding event and a corresponding action; detect an occurrence of the event; and automatically perform the action.

Systems and methods for efficiently conducting a commercial transaction involving a gratuity are provided. The systems and methods enable users to set tipping preferences in advance so as to be applied automatically during subsequent commercial transactions.

System for and method of automated tipping during commercial transactions

The invention relates to a method and system that processes a plurality of transactions shared by a group of members. A mobile device comprises: a memory; and a computer processor, coupled to the memory, programmed to: identify a plurality of members of a group sharing an event; identify a plurality of transactions made by each member of the group; determine whether each transaction is relevant to the event; automatically add each relevant transaction to the group; automatically categorize each transaction into a category associated with the event; and access, via an interactive display on the mobile device, a running total of expenses associated with the event and an individual share for a member of the group at a point in time.

System and method for implementing distributed transactions for a group pay

According to an embodiment of the present invention, an automated computer implemented system and method for building system hierarchies comprising: an input configured to receive monitoring data from a plurality of devices associated with an entity, wherein the monitoring data for each device of the plurality of devices comprises a unique addressing scheme, the unique addressing scheme comprising a location identifier, a relationship identifier and an object identifier for each device; a processor configured to dynamically build a system hierarchy based on the addressing scheme for each device responsive to the monitoring data and a calculated data determined for each device; and an output configured to generate the system hierarchy on an user interface.

System and method for implementing a dynamic hierarchy for devices

According to an embodiment of the present invention, an automated computer implemented system and method for dynamically building a product hierarchy comprises: an input configured to receive product data for a plurality of products where each product has an associated a unique addressing scheme, the unique addressing scheme comprising a location identifier, a parent identifier, an object identifier and a position identifier for each product, wherein the position identifier represents each product's position within the product hierarchy; a processor configured to dynamically build a system hierarchy based on the addressing scheme for each product; and an output configured to generate the product hierarchy on an user interface.

System and method for building dynamic hierarchy for products

Growing community of inventors

Wilmington, DE, United States of America

Eric Han Kai Chang