Citicorp Credit Services, Inc.

Other

Citicorp Credit Services, Inc. (USA)

Eric H Yellin

Susan Moon

Jeff Schumacher

Alice C Yu

Hugh Aller

Kellie Knox

Kevin K Hung

Ntiedo Etuk

Jordyn Hollander

A system for locating and identifying a mobile device in an environment comprising a plurality of access devices disposed in an environment is provided. Each access device detects a signal strength of a mobile device in relation to the plurality of access devices in addition to a media access control address to identify the mobile device. A trilateration processor computed a distance between the plurality of access devices and the mobile device, and a non-linear regression processor determines the second distance from a sum of errors received from the trilateral processor to establish a location of the mobile device. A wireless network is in communication with the plurality of access devices, the mobile device, and a server to associate the distance with the media access control address of the mobile device.

Server and plurality of access points for locating and identifying a mobile device

The present invention relates particularly to a method and system for consolidating a plurality of a consumer's payment and non-payment source accounts into a consolidated platform with a customer identification or available proxy account numbers that can be assigned to source accounts. The source accounts can be, for example, credit card accounts, ATM accounts, debit card accounts, demand deposit accounts, stored-value accounts, merchant-loyalty card accounts, membership accounts, and identification card numbers. The consumer can access and modify any of the source accounts and manage funds across the source accounts by accessing the consolidated platform with a single access device or mode.

Method and system for a multi-purpose transactional platform

A system and method for associating consumers with their purchases so that consumer transactions can be tied back to a particular consumer is described. More particularly, a central transaction entity as part of a larger network collects, aggregates, manages and mines consumer transaction data from at least consumer and merchant members of the network for the purpose of routing electronic purchase history to consumers and allowing merchant analysis of consumer behavior in order to create consumer profiles to better service consumers and provide more personalized offers.

Method and system for associating consumers with purchase transactions

Computer-implemented methods and systems for managing consumer transactional accounts provides a temporary line of credit with an installment option that a consumer can use for specific occasions or life events. The account remains open for only a limited period of time during which interest does not accrue. Thereafter, the account automatically expires, interest begins to accrue on the amount charged on the account, and an invoice is sent to the consumer with a number of payment options.

Methods and systems for managing consumer transactional accounts

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Cambridge, MA, United States of America

Eric H Yellin