Paypal, Inc.

Eric Byungho Min

Michael Charles Todasco

Satish Narayan Govindarajan

Srivathsan Narasimhan

Cheng Tian

Thomas Jaeger

Sam Oh

Wenhan Zhao

Margaret A Strong

Tiano Freixas Lopez Lecube

Josh Miller

Rahul Nair

A system includes a service provider device and a point of sale (POS) device. A session between a user device and the POS device is established. An authentication request associated with the user device is provided via a user interface of the POS device. Subsequent to an authentication of information, responsive to the authentication request, the POS device receives funding instrument (FI) proxy information corresponding to FIs, which is unusable to identify the FIs by a merchant. A selectable representation corresponding to the FI proxy information is provided via the user interface. Responsive to receiving an indication of a selected member from the selectable representation, information for the selected member is sent. The service provider device determines that the session corresponds to an account associated with the user device and the merchant, and performs a transaction for the session using a first FI that corresponds to the selected member.

Electronic identification and authentication system

Systems and methods for providing a payment authorization system include a payment authorization device that receives, through communication over a network with at least one of a user device and a payment provider device, a request to authenticate a merchant virtual storefront. The request may be received in association with a merchant virtual storefront transaction request. The payment authorization device also retrieves identifying information associated with the merchant virtual storefront. Additionally, the payment authorization device may retrieve, from a database located in a non-transitory memory, baseline identifying information for comparison to the retrieved identifying information. The payment authorization device determines an authenticity of the merchant virtual storefront based on the retrieved identifying information and subsequently authorizes the merchant virtual storefront transaction request. In some cases, prior to authorizing the merchant virtual storefront transaction request, the payment authorization device requests approval from a third-party approver.

Payment authorization system

A system and method uses multiple devices in concert as security for accessing an account. The system and method may use one or more security measures based on unique gestures, coordinated gestures between two devices, presence of multiple devices, sequence of actions, and other measures to prevent fraud. Additionally, these security measures may be rearranged or changed such that the devices may collaborate to provide access to multiple different accounts.

Multi-device authentication

Methods and systems for webpage workflows with pooled payments are described. A user or a system may define a flow and individual transactions may be added to create a pooled transaction. The pooled transaction may be processed as one transaction. The pooled transaction may also be canceled or returned as one transaction. In certain embodiments, a transaction device and/or customer relationship management system may analyze the pooled transaction and provided suggestions to aid the user.

Webpage workflows with pooled transactions

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San Jose, CA, United States of America

Eric Byungho Min