Bank of America Corporation

Emily Paige Bosin

Tracy Beth Greene

William Bradley Burks

Kathleen Miranda Brand

Deepak Joseph

Karla Ramirez

Frederika Zipporah Morris Angus

Laura Elizabeth Randall

Sean Michael Gutman

Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.

Data transmission to a networked resource based on contextual information

Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.

Dynamic utilization of alternative resources based on token association

Embodiments of the invention are directed to a system, method, or computer program product for providing a platform for integration into applications for user activity interaction for cross entity and third party reward integration. In this way, the system may integrate an activity platform that provides applications or integration into applications to generate an activities network. Furthermore, the system may monitor the user utilization the activities provide triggered responses based on the activities completed. As such, the system may intervene within a known application or third party to provide triggered responses. In some embodiments, the triggered response may be a reward or status built physical alteration to an application or resource distribution item.

Third party activity performance cross entity integration

Embodiments of the present invention provide a system for location-based trafficking for resource accumulation. The system may monitor location data of a mobile device of a user to determine when the user is within a predetermined distance from a specific geographical location of a resource. The system may then automatically transmit a token alert across a wireless network to the mobile device, activating a resource accumulation application to cause a user interface of the mobile device to display an augmented reality of a camera display that includes a virtual token. In some embodiments, the system determines that some advanced interaction has occurred between the user and a merchant associated with the geographical location of the resource and, in response, provides additional virtual tokens or improves the benefit to the user for one or more virtual tokens.

System and method for location-based trafficking for resource accumulation

Embodiments of the present invention provide a system for transmitting data between networked resources. Information about a managing entity's supplemental resource is identified, where the supplemental resource supplements a set of resources associated with a user in response to a determination that a particular interaction has occurred. The supplemental resource is then determined to be associated with a third party entity's application on a computing device of the user. The third party application is adjusted by the managing entity to display a selectable notification of the supplemental resource within the third party application. Once the selectable notification is selected, the managing entity approves the supplemental resource for future use by the user. Once the particular interaction associated with the supplemental resource has occurred, the supplemental resource is applied to the set of resources at a later point in time.

Growing community of inventors

Charlotte, NC, United States of America

Emily Paige Bosin