Mastercard International Incorporated

Emily Marie Thompson

Brian Alfred Williams

Christopher Eric Mullen

Rick Unnerstall

Corey M Hively

Richard B Unnerstall

Zhenni Hu

Sai Sudha Venkata Chaganti

Ke Zhou

Ping X Chen

Alvaro Lima

Kyle Leslie

A system and computer-implemented method for detecting and addressing billing fraud by an asserted provider of a good or service based on location data associated with card-based financial transactions by an asserted recipient and collected, stored, analyzed, and acted on by a payment card network to determine and respond to a likelihood of fraud. A computer stores locations of the recipient based on uses of a payment card over a time period, and determines a location of the provider based on location data associated with a card reader at a particular time at which the good or service was allegedly provided. The computer compares the two locations for the particular time and generates a fraud score based on a likelihood that the recipient was physically capable of being at the provider location at the particular time, and based on the score, may notify the recipient and decline the payment request.

System and computer-implemented method for using location data on a card network to detect and address billing fraud

Systems and methods are provided for facilitating network transactions through use of browser extensions. One exemplary method includes accessing a virtual location associated with an entity through a web browser and receiving, from a user, a selection of a browser extension associated with the web browser, when at least one product is designated by the user at the virtual location. The method also includes calling a first application programming interface (API) associated with a virtual account platform, based on the selection of the browser extension, requesting virtual account information for the user from the virtual account platform, and displaying the virtual account information to the user. The method further includes calling a second API associated with the entity, requesting a transaction amount for the at least one product, and submitting a request for a network transaction based on the received virtual account information and the received transaction amount.

Systems and methods for using network extensions

An augmented reality (AR) system for generating AR-based profiles using an AR computing device and an AR display device is provided. The AR system is configured to detect a consumer computing device located at a predefined distance from the AR display device, and transmit an electronic request message to an electronic computer application stored on the consumer computing device. The AR system is also configured to receive an electronic response message from the consumer computing device, wherein the electronic response message includes AR consumer data, and retrieve, from a database, an AR-based profile associated with the consumer based on the AR consumer identifier. The AR system is further configured to transmit the AR-based profile in the form of AR data to the AR display device, and display the AR data on a display screen of the AR display device.

Systems and methods for generating augmented reality-based profiles

In one aspect, a task management computing device is provided, including a processor in communication a memory and a database. The task management computing device is configured to receive a task request including a task description and a virtual point value, and store a task record in the database based on the task request. The task management computing device is further configured to receive a task update indicating the task has been completed, and update a household member profile stored in the database based on the task update including increasing a virtual point balance. The task management computing device is also configured to update the associated task record based on the task update, and store the updated household member profile and the updated task record in the database.

Database and system architecture for task assignment and incentive tracking

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St. Peters, MO, United States of America

Emily Marie Thompson