American Express Travel Related Services Company, Inc.

Elliot Glazer

Fred Alan Bishop

David E Johnstone

David Armes

Glen Salow

Coby Royer

Dirk B White

William G Hohle

Anant Nambiar

Walter Donald Lake

Marvin Simkin

Zygmunt Steven Gorgol

Nick Swift

Russell Bennett

Michael G Johnson

Jessica Zoob

Lydia C Breck

Christina Chow

Katie Cunningham

Jan Nunney Belt

Martin Wittwer

William Schwarz

Michael Richard Barrett

James R Shelby

Philip W Steitz

Stephen P Gibbons

The present invention provides a system and method for facilitating a transaction using a secondary transaction number that is associated with a cardholder's primary account. The cardholder provides the secondary transaction number, often with limited-use conditions associated therewith, to a merchant to facilitate a more secure and confident transaction.

System for facilitating a transaction

A system and method for conducting electronic commerce are disclosed. In various embodiments, the electronic transaction is a purchase transaction. A user is provided with an intelligent token, such as a smartcard containing a digital certificate. The intelligent token suitably authenticates with a server on a network that conducts all or portions of the transaction on behalf of the user. In various embodiments a wallet server interacts with a security server to provide enhanced reliability and confidence in the transaction. In various embodiments, the wallet server includes a toolbar. In various embodiments, the digital wallet pre-fills forms. Forms may be pre-filled using an auto-remember component.

Methods and apparatus for conducting electronic transactions

A method and system for facilitating the management of user identities includes an ownership component, a registration component, and a servicing component. When a user first desires to access a system using the present invention, the registration component verifies the user's ownership of the underlying account by asking a variety of questions. Thereafter, when a user desires to service his account, the user may be re-queried to determine if he is attempting to access the correct information. An authentication and access component provides the functionality to access a system of the present invention. An audit component can be configured to periodically monitor the various accounts to ensure a continued linking between users and accounts.

Method and system for implementing and managing an enterprise identity management for distributed security in a computer system

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Chesterfield, VA, United States of America

Elliot Glazer