Bank of America Corporation

Identrust, Inc.

Identrus, LLC

Elizabeth Lee

Paul Andrew Donfried

Guy S Tallent, Jr

George M (Mack) Hicks

Phillip R Schlesinger

Methods, apparati, and computer-readable media for providing authorization and other services. In a preferred embodiment, an authorization service includes both a messaging specification and a set of rules that govern its use. A first customer wishing to use the authorization service prepares a request that complies with the service's messaging specification and transmits it to a first participant. The first participant transmits the request to a second participant, which processes the request according to authorization information provided by a second customer and rules that have been specified for the service. The second participant then prepares a response that complies with the service's messaging specification.

Provision of authorization and other services

A system and method are disclosed for providing authorization and other services. In a preferred embodiment, an authorization service is defined that includes both a messaging specification and a set of rules that govern its use. A first customer wishing to use the authorization service prepares a request that complies with the service's messaging specification and transmits it to a first participant. The first participant transmits the request to a second participant which processes the request according to authorization information provided by a second customer and rules that have been specified for the service. The second participant then prepares a response that complies with the service's messaging specification.

System and method for providing authorization and other services

Embodiments of the present invention described and shown in the specification and drawings facilitate electronic authentication services for banking and other industries. Authentication services, often using Public Key Infrastructure (PKI) technology, are used to confirm the identity of the sender of data and to ensure that the data that was received is identical to the data that was sent. Embodiments of the present invention provide authentication services that may be used by a variety of configurations of entities requesting data authentication and entities responding to those requests. Embodiments of the present invention also support compatibility with commercial data authentication standards, integration with third-party data authentication software such as Secude (for Identrus access), and systems to control data authentication risks.

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Lafayette, CA, United States of America

Elizabeth Lee