Siebel Systems, Inc.

Edward Ming Chao

Nardo B Catahan, Jr

Chiun-Feng Hsiao

Hwee Har Yeap

Caroline Muralitharan

Blair Thomas Wheadon

Cynthia Chan

Yi Yang

Agnes Le Yuan Hong

Lindy Hau-In Chan

Jing Gu

A data model that allows for relationships between entities, also referred to as parties, to be modeled as attributes of an entity and for customization of the data model in a manner that facilitates upgrading of the data model. In some embodiments, the data model may facilitate creation and processing of financial applications. Using the data model, received application data can be stored in a financial application record, including data relating to a party's financial statements. In some embodiments, the data model may facilitate management of financial account data for multiple accounts. In some embodiments the data model may facilitate management of credit information, such as credit information collected by credit bureaus.

Financial services data model

Growing community of inventors

Fremont, CA, United States of America

Edward Ming Chao