State Farm Mutual Automobile Insurance Company

Douglas K Sorensen

Larry Ingrum

Andrew Patrick Wieduwilt

David Scott Etheridge

David A Theile

Randall Petersen

Amy R Prestegaard

Lori J Kaufman

Alan R Hendren

Jill A Eberle

Carl R Streily, Jr

Methods, systems, apparatus, and non-transitory computer readable media are disclosed for providing a web-based application that allows a customer to submit relevant information for obtaining insurance policy products that may require medical underwriting. Various aspects allow a customer to use the web-based application for a variety of insurance products, which may include term, full, and/or universal life insurance policies. The web-based application simplifies the application process by filtering questions and/or prompts presented to the customer based upon a customer's specific needs, previous answers, and/or other information. Various aspects also include determining whether a customer qualifies for temporary or permanent life insurance coverage based upon a customer's information and/or answers to one or more knockout questions, and if so, providing the customer with a binding receipt of temporary insurance coverage upon payment for a period of time in which the underwriting may be completed.

Insurance application process providing bound online coverage for life insurance products

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Bloomington, IL, United States of America

Douglas K Sorensen