Promontory Interfinancial Network, LLC

Other

Promontory Interfinancial Networks, LLC

Douglas E Phillips

Robert N Hyland

Anthony R Carlino

A method, system and computer program product for managing aggregate funds held in a custodial deposit accounts by a custodial agent on behalf of a plurality of individuals. According to the present invention, the custodial deposit accounts comprises an omnibus transaction account ('Omnibus TA') and a Omnibus money market deposit account ('Omnibus MMDA'). A corresponding individual transaction account (&#x201c;Individual TA&#x201d;) and individual money market deposit account (&#x201c;Individual MMDA&#x201d;) are kept on the books and records of the custodial agent for each individual, representing the amount of the individual's funds deposited in the Omnibus TA and Omnibus MMDA, respectively. According to the present invention, limitations on transfers from the Omnibus MMDA to the Omnibus TA and limitations on transfers from the corresponding Individual MMDAs to the Individual TAs are managed by daily allocation of the funds in the Individual TAs and Individual MMDAs.

Method, system and computer program product for managing funds in custodial deposit accounts

A method, system and computer program product for managing aggregate funds held in custodial deposit accounts by a custodial agent on behalf of a plurality of individuals. According to the present invention, the custodial deposit accounts comprise an omnibus transaction account ('Omnibus TA') and a Omnibus money market deposit account ('Omnibus MMDA'). A corresponding individual transaction account (&#x201c;Individual TA&#x201d;) and individual money market deposit account (&#x201c;Individual MMDA&#x201d;) are kept on the books and records of the custodial agent for each individual, representing the amount of the individual's funds deposited in the Omnibus TA and Omnibus MMDA, respectively. According to the present invention, limitations on transfers from the Omnibus MMDA to the Omnibus TA and limitations on transfers from the corresponding Individual MMDAs to the individual TAs are managed by daily allocation of the funds in the Individual TAs and Individual MMDAs.

A method, system and computer program product for managing aggregate funds held in custodial deposit accounts by a custodial agent on behalf of a plurality of individuals. According to the present invention, the custodial deposit accounts comprise an omnibus transaction account ('Omnibus TA') and a Omnibus money market deposit account ('Omnibus MMDA'). A corresponding individual transaction account (&#x201c;Individual TA&#x201d;) and individual money market deposit account (&#x201c;Individual MMDA&#x201d;) are kept on the books and records of the custodial agent for each individual, representing the amount of the individual's funds deposited in the Omnibus TA and Omnibus MMDA, respectively. According to the present invention, limitations on transfers from the Omnibus MMDA to the Omnibus TA and limitations on transfers from the corresponding Individual MMDAs to the Individual TAs are managed by daily allocation of the funds in the Individual TAs and Individual MMDAs.

This invention provides a method for symbol manipulation in an electronic data processing system that can be used to alter the representation of ages, names, and proverbs in ways that some people find to be highly amusing. Among other advantages, the representation of people's ages can be altered so that a younger person seems older and an older person seems younger, and the representation of people's names can be altered so that they appear to come from other cultures and are descriptive of the person. Similarly, the representation of proverbs can be altered so that they appear to concern matters of individualized interest. In a preferred embodiment, the method of the present invention comprises the steps, using an electronic data processing system, of inputting an expression of age in base notation, converting the expression of age in base notation to an expression of age in an alternate base notation, and outputting the expression of age in the alternate base notation. An alternate preferred embodiment of a method of the present invention comprises the steps, using an electronic data processing system, of inputting an input name and an input adjective, converting the input name to a cognate form, converting the input adjective to a synonym, and outputting the cognate form and the synonym. Another alternate preferred embodiment of a method of the present invention comprises the steps, using an electronic data processing system, of inputting an input phrase and an input adjective, selecting a proverb form corresponding to the input adjective, inserting the input phrase into the proverb form, and outputting the proverb form with the inserted input phrase.

Method for symbol manipulation in an electronic data processing system

A method and apparatus for the early detection and relief of a closed, pressurized gas charged system, such as an ammonia refrigeration system, wherein a central control system measures and assimilates system and ambient conditions, and responds to alleviate system pressures in excess of design parameters, and, further, combusts system gasses so relieved, breaking such gasses into nontoxic byproducts of combustion.

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Arlington, VA, United States of America

Douglas E Phillips