Wells Fargo Bank, N.a.

Dorothy M Scocci

Brian Michael Pearce

Steven E Puffer

Peter Ho

Stephanie S Hellman

Brenda L Yost

James D Crowell

Kathy Barris Dideum

Timothy R Edge

Cheryl Lynn Wong

Michelle B Techel

Khyati Soparkar

Katherine M Yee

Ashley Mullins

Shalini Sahdeo

Methods and systems of managing payment cards are disclosed. A financial institution computing system includes a token database storing a plurality of tokens and token information, a network interface circuit enabling the financial institution computing system to exchange information over a network; and a token management circuit. The token management circuit enables a graphical user interface on a customer device over the network that can be used to generate new token requests, re-provision token requests, and management requests. The management requests enable and disable tokens, such that transactions against a payment card account using an enabled token are completed, and transactions against the payment card account using a disabled token are denied.

Connected payment card systems and methods

A method of customizing authentication credentials for a payment card includes providing, by a payment card configuration circuit of a financial institution computing system, a card configuration interface to a computing device of a customer, the customer having a payment card account maintained by the financial institution computing system, receiving, by the payment card configuration circuit, a request from the computing device to modify an authentication requirement for use of the payment card account, the request including an authentication credential, and assigning, by the payment card configuration circuit, the authentication credential to a payment card associated with the payment card account, wherein the authentication credential is useable to authenticate a user of the payment card.

Systems and methods for customizing authentication credentials for a payment card

Growing community of inventors

San Ramon, CA, United States of America

Dorothy M Scocci