Syngrafii Corporation

Donald Kelvin Marshall

John H D Wiltshire

Margaret Atwood

Matthew M C Gibson

Nemesio Carlos Garcia

John H Wiltshire

Matthew M Gibson

A system, method and computer program for enabling transactions on a remote basis is provided. The method of the present invention comprises the steps of: (1) providing a first computer at a location of a customer, and providing a second computer at a location of a financial institution, the first computer and the second computer being linked so as to provide a two-way audiovisual communication system; (2) providing an authentication request at the second computer and communicating the request to the first computer; (3) the customer reviewing the request and providing a signature or other writing as an input to an input device connected to the first computer; (5) transmitting the signature from the first computer to the second computer; (6) receiving the signature and providing the signature to a plotting device connected to the second computer; and (7) applying the signature to a transactional document, wherein the audiovisual information received by the second computer and the signature received by the second computer in combination provide a means of transaction authentication and non-repudiation.

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Toronto, Canada

Donald Kelvin Marshall