Wells Fargo Bank, N.a.

Dipanjan Deb

Naveen Gururaja Yeri

Amit Agarwal

Abhishek Kumar

Vivek Shyamlal Sharma

Julia A Kosheleva-Coates

Mayank Kumari

Techniques are described for generating a set of emotion factor values using one or more machine learning models for customer communications. For example, a computing system includes one or more processors in communication with a memory. The one or more processors are configured to receive communication data of a current communication associated with a customer, apply the communication data to an emotion-based indexer as input wherein the emotion-based indexer includes a set of machine-learning models for a set of emotion factors, generate as output from the emotion-based indexer a set of emotion factor values for the current communication wherein each emotion factor value indicates the measure of a particular emotion factor in the current communication, apply the set of emotion factor values to an emotion classification model, and classify the current communication into an emotion state based on the set of emotion factor values.

Emotion analysis using deep learning model

Techniques are described for personalizing customer interactions using one or more machine learning models for customer communications. For example, a computing system includes a memory and one or more processors in communication with the memory. The one or more processors are configured to: retrieve, from a database in memory, one or more sets of emotion factor values for communication data associated with a customer over time; classify, using an emotion propensity model running on the one or more processors, the customer into an emotional profile according to the customer's typical emotional response during customer communications based on the one or more sets of emotion factor values for the communication data associated with the customer over time; and determine a probability that the customer will respond positively to a particular type of customer engagement based on the emotional profile for the customer.

Predicting customer interaction using deep learning model

Techniques are described for determining a likelihood that a customer communication is fraudulent using one or more machine learning models. For example, a computing system includes a memory and one or more processors in communication with the memory. The one or more processors are configured to: receive a set of emotion factor values for communication data of a current communication associated with a customer, wherein each emotion factor value indicates a measure of a particular emotion factor in the current communication; classify, using an emotion variance model running on the one or more processors, the current communication into an emotional fraud category based on the set of emotion factor values for the current communication associated with the customer; and determine a risk score for the current communication indicative of a probability that the current communication is fraudulent based on at least the emotional fraud category for the current communication.

Fraud detection using emotion-based deep learning model

Techniques are described for performing complaint prioritization using one or more machine learning models for customer communications. For example, a computing system includes a memory and one or more processors in communication with the memory. The one or more processors are configured to receive communication data indicative of a service inquiry from a user device, generate a set of emotion factor values that indicate a measure of particular emotions in the service inquiry, determine, using a machine learning model and based on the set of emotion factor values, an emotional priority score for the service inquiry, and determine a response priority order for the service inquiry based on at least the emotional priority score.

Complaint prioritization using deep learning model

Disclosed in some examples are methods, systems, and machine readable mediums which provide summaries of topics determined within a corpus of documents. These summaries may be used by customer service associates, analysts, or other users to quickly determine both topics discussed and contexts of those topics over a large corpus of text. For example, a corpus of documents may be related to customer complaints and the topics may be summarized to produce summaries such as 'credit report update due to stolen identity.' These summarizations may be used to efficiently spot trends and issues.

Dynamic topic definition generator

Sharing of user data of customers of a first party with a third party is monitored. The data is presented to customers to enable transparency with respect to what data is provided to whom. Furthermore, remediation is promptly triggered in response to a third-party data breach. After breach detection, customers and data affected by the breach is determined. The type of remediation is determined based on the risk as determined based on the customers affected by the data involved.

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Bengaluru, India

Dipanjan Deb