Ca, Inc.

Dhivya Kalyanasundaram

Mahesh Malatesh Chitragar

Sharath Lakshman Kumar

Vishwanatha Salian

Methods of de-tokenizing secure payment tokens are disclosed. A method according to some embodiments includes receiving a request from an issuer to de-tokenize a secure payment token associated with a transaction conducted using a mobile terminal, generating a metric indicative of a risk of de-tokenizing the secure payment token, comparing the metric indicative of the risk of de-tokenizing the secure payment token to a predetermined threshold, and transmitting a response to the request to de-tokenize the secure payment token, wherein the response is based on the comparison of the metric indicative of the risk of de-tokenizing the secure payment token with the predetermined threshold.

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Bengaluru, India

Dhivya Kalyanasundaram