Amazon Technologies, Inc.

Dennis Scott Doctor

Alan Greame Davison

Amitpal Singh Bhutani

Bryan Christopher Castillo

Justin Michael Bonnar

Thomas Luke Kovarik

John Matthew Nienart

Aatish Suresh Mandelecha

Robert Benjamin Brydon

Tushaar Sethi

Chelsea Celest Krueger

Technologies are described herein for a payments portal. A payments portal can be configured to support payments by generating and embedding widgets in webpages hosted by merchant sites associated with a marketplace. The widgets can provide specific payment functionality for users, thereby providing consistent payment experiences across merchant sites without updating the merchant sites. The widgets can be dynamic or static. Interactions with the widgets can cause a browser displaying the widgets to access data hosted by the payments portal and/or other systems, devices or services in communication with the payments portal.

Payments portal

A payment routing and processing platform is configured to collect various attributes for use in identifying an optimal payment processor for a particular payment transaction message. For example, the payment routing and processing platform might identify business attributes, endpoint attributes, customer and transaction attributes, payment method attributes, system attributes, and/or other types of attributes. The payment routing and processing platform might then utilize some or all of the identified attributes to select an endpoint for processing a payment transaction message. The payment routing and processing platform might also utilize some or all of the identified attributes to identify and perform other types of processing of financial transactions. Machine learning techniques might also be utilized to improve the performance of the payment routing and processing platform.

Routing and processing of payment transactions

Growing community of inventors

Seattle, WA, United States of America

Dennis Scott Doctor