Visa U.s.a. Inc.

Dennis Norman Moser

Laura DiGioacchino

Jeffrey Rolland Olives

James C Salters

Alex Epelman

Jay Allen DeWitt

A benchmarking tool generates reports for delivery to a merchant illustrating a performance of the merchant as compared to the performance of the merchant's peers. The performance is illustrated through metrics that algorithmically combine data on transactions of consumers with the merchant or its peers, respectively. The metrics may be further subdivided into consumer groups such as new consumers, consumers that have shopped within the merchant in the past, consumers that no longer shop within the merchant, or consumers that use a commercial account to pay for purchases. The reports may be rendered in a graphical display for use by the merchant.

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Atherton, CA, United States of America

Dennis Norman Moser