Diebold, Inc.

Denise Couper

Mark D Smith

Jay Paul Drummond

Harold V Putman

Charles H Somers, Jr

An automated banking machine controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. User operation of the automated banking machine is authorized responsive to the identifying data read by the card reader. The automated banking machine is allowed temporary usage of a machine application that enables the machine to perform an authorized banking transaction requiring operation of the card reader.

Banking system controlled responsive to data bearing records

A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The system is operative send a configuration XML message to a banking machine from an application server, wherein the configuration XML data includes configuration data targeted to the banking machine. The system comprising an application server is operative to send an application XML message to the banking machine, wherein the application XML application includes application data. In addition, the application data may be mapped to at least one corresponding resource on the banking machine responsive to the configuration data. The banking machine may performing a banking transaction using the at least one resource on the banking machine responsive to the application XML message.

Automated banking machine that operates responsive to data bearing records

A method of operating an automated banking machine is provided. The method comprises sending a configuration XML message to an ATM from an application server, wherein the configuration XML data includes configuration data targeted to the ATM. The method also includes sending with the application server an application XML message to the ATM, wherein the application XML message includes application data. In addition, the method includes mapping the application data to at least one corresponding resource on the ATM responsive to the configuration data. In addition, the method includes performing a banking transaction using the at least one resource on the ATM responsive to the application XML message.

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Perth, United Kingdom

Denise Couper