Visa International Service Association

Deepak Dhiman

Girish Balakrishna Hegde

Gurpreet Singh Bhasin

Eric Willard Chamberlain

A method, system, and computer program product is provided for third-party authorization. The method includes generating an authorization code, encrypting the authorization code with a public key associated with a first system, resulting in an encrypted authorization code, transmitting the encrypted authorization code to the first system, receiving, from the first system, a digitally signed authorization code generated by the first system based on the authorization code and a private key corresponding to the public key associated with the first system, verifying the digitally signed authorization code based on the public key and the authorization code, and in response to verifying the digitally signed authorization code, transmitting an access token to the first system, wherein the access token is configured to authorize a user with the first system.

System, method, and computer program product for third-party authorization

Systems, methods, and computer readable media for performing mobile interactions using a mobile communication device and an access device without a connection to a data network. An access device can provide the mobile communication device with a value request message requesting access tokens for an interaction. The mobile communication device provides access data including a plurality of access tokens to the access device. The access device can use the access tokens to gain access to value elements stored in data lockers of the mobile communication device. Upon receipt of the value elements, the access device may provide the mobile communication device with access to a resource.

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San Ramon, CA, United States of America

Deepak Dhiman