Fair Isaac Corporation

Deenadayalan Narayanaswamy

Zhenyu Yan

Marc-david Cohen

Methods and related system are described for making decisions. A described method includes selecting a choice from the available choices, receiving an outcome relating to the selected choice, and automatically learning from the received outcome by incorporating the received outcome into subsequent steps of selecting a choice. The method may also include calculating estimated probabilities associated with the each choice using Bayesian networks. The automated learning can be based on a learning rate which is variable with time, and influences the degree on which prior outcomes are relied upon when calculating an estimated probability associated with a choice. The learning rate can be a function of time and an estimate of drift of the probability associated with the selected choice.

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Alameda, CA, United States of America

Deenadayalan Narayanaswamy