Bank of America Corporation

Deborah A Copes

Kerry Michelle Cantley

Geoffrey Reed Williams

Carl Parziale

Shawn Cart Gunsolley

Timmy Leo Gauvin

Jeffrey R Goertz

Deborah N Bennett

Erin Cassell

Shyaam Sundar Neelam

David Jacob Feezor

Athar Syed

Zhu Yifei

Emily Brooke Gillespie

Narasimha Rao Meda

John Barrett Hall

Kerry Kurt Simpkins

Debra R Murphy

Melody Gentile

Bethany M Axtell

Ann M Cromarty

William A Schauer

Milton A Danielson

Embodiments of the invention include systems, methods, and computer-program products for archive validation and retention parameter determination for documents. The system may generate or receive image documents. Utilizing image quality and data storage metrics the system may trigger the purging and/or retention of documents in image and/or paper form. Furthermore, the system may identify a duration of storage, location of storage, and the like. Upon retention, the system may continually monitor the documents and store metadata associated with the use of the retained documents. This monitoring may identify a period for purging the document, efficiently allowing for physical or server space availability.

Archive validation system with data purge triggering

Embodiments of the invention include systems, methods, and computer-program products for a feedback loop for enhancing archive validation and retention parameter determination for documents. The system may generate or receive image documents. Utilizing image quality and data storage metrics the system may trigger the purging and/or retention of documents in image and/or paper form. Upon retention, the system may continually monitor the documents and store metadata associated with the use of the retained documents. Once the documents are purged, the system compiles historic data points associated with the image quality and data storage metrics. Furthermore, the system extracts the metadata associated with the monitoring of retained documents. These data points and metadata are reviewed to provide revisions in retention parameters for specific documents. A feedback loop directly communicates and integrates the revisions to the metric and criteria for instant integration.

Embodiments of the invention include systems, methods, and computer-program products for generating an overlay of a highlight or mask of a negotiable instrument on a representative's display for keying the instrument. The system overlays and changes the display of a representative's computer screen in real-time for improved keying instruments by generating highlighting or masking of specified portions of the instrument. The invention generates a grid including an X and Y axis on the instrument and identifies the parameter coordinates for the various indicia on the instrument. The invention may contain code for highlighting or masking various indicia on the instrument using the parameter coordinates for mapping. A programmed overlay may be performed on an image of the instrument in real-time as it is queued onto a representative's display. Upon completion of the representative's keying of the instrument, the overlay is removed for storage of the image of the instrument.

Programmable overlay for negotiable instrument electronic image processing

The invention relates to systems, methods, and computer program products for rule-based maintenance of an archive. A system is provided that includes: a computing platform including a processor and a storage device, a database comprising rules relating to maintenance of information stored in an archive, a software module stored in the storage device comprising executable instructions that when executed by the processor cause the processor to: (a) receive information related to at least one event; (b) compare the information related to the at least one event to the rules relating to maintenance of information stored in the archive; and (c) determine whether to update information stored in an archive based at least partially on the comparison of the information related to the at least one event and the rules relating to maintenance of information stored in the archive.

Rule-based archival maintenance

Systems, methods and computer program products are disclosed that provide an enterprise componentized workflow application (ECWA). In some embodiments, the system includes self-contained components configured for process management, each component including a processor, a memory, and a set of instructions stored in the memory. The loosely-coupled components, with encapsulation, are plug-in configurable, JMX controlled, and throttle and safety enabled. Each component receives a responsibility injection and a capability injection, defining roles and abilities for the components, in order to accomplish business processes. The components define independently-deployed system nodes connected via communication conduits. The ECWA components provide an environment for decentralized workflow management that extends the BPMN model. The system unifies flow-oriented modeling and context-oriented architecture. As a result, the ECWA is appropriate for complex environments due to its flexibility, high processing efficiency, and unifying development cycles. The ECWA may be useful in developing artificial intelligence programs or other complex systems.

Enterprise componentized workflow application

Embodiments of the present invention relate to systems, computer-implemented methods, and computer program products for managing a tiered archive. In some embodiments, a method is provided that includes: (a) providing an archive having two or more tiers for storing data, where each of the two or more tiers is assigned an image quality value, and wherein the image quality value assigned to each of the two or more tiers of the archive is different; (b) managing the archive based on a schedule for managing the data or on one or more rules, wherein managing the archive comprises: (1) storing data in a first of the two or more tiers based on the image quality value assigned to the first tier; and (2) storing data in a second of the two or more tiers based on the schedule and the image quality value assigned to the second tier.

Tiered-archive maintenance

Systems, methods and computer program products are disclosed that provide a decentralized workflow management system based on an enterprise componentized workflow application (ECWA). In some embodiments, the system includes self-contained components configured for process management, each component including a processor, a memory, and a set of instructions stored in the memory. The loosely-coupled components, with encapsulation, are plug-in configurable, JMX controlled, and throttle and safety enabled. Each component receives a responsibility injection and a capability injection, defining roles and abilities for the components, in order to accomplish business processes. The components define independently-deployed system nodes connected via communication conduits. The ECWA components provide an environment for decentralized workflow management that extends the BPMN model. The system unifies flow-oriented modeling and context-oriented architecture. As a result, the ECWA is appropriate for complex environments, such as artificial intelligence, due to its flexibility, high processing efficiency, and unifying development cycles.

Decentralized workflow management system

Systems, methods, and computer program products are provided for automatically processing positive pay return decisions. Positive pay return decisions are financial client decisions that authorize return of a pay item, such as a check, in the event that the client determines that the pay item warrants return, such as in the instance in which the check has been fraudulently altered or the like. Automated processing provides for deleting pay status from a service management system, creating a credit transaction to credit an appropriate demand deposit account and creating a return file that identifies the item and the reason for return.

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Wethersfield, CT, United States of America

Deborah A Copes