Visa International Service Association

Debesh Kumar

Lawson Lau

Guangyu Wang

Melissa Lawu Tran

Kebin Lu

Japneet Kaur Giglio

Sang Hwang

Preeti Jindal

Christopher DeMartini

Paul Rollings

Zhe Zhang

Provided is a method for selectively displaying information regarding activity in a geographic area. The method may include receiving data regarding a plurality of card-present payment transactions that have been conducted in the geographic area during a time interval, determining a plurality of segments of the geographic area, assigning each of the transactions to the segment in which the transaction was conducted, determining aggregate transaction data for each of the segments based on data regarding the transactions that have been assigned to that segment; generating a transaction index for each segment based on a comparison of the aggregate transaction data of that segment with aggregate transaction data of at least one different segment and/or least one predetermined metric, and generating a visual representation comprising data regarding the transaction index of at least one of the segments. A system and computer program product are also provided.

System, method, and computer program product for selectively displaying information regarding activity in a geographic area

Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.

Electronic transactional data based predictive system

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Foster City, CA, United States of America

Debesh Kumar