Diebold, Inc.

Diebold Self-service Systems Division of Diebold, Inc.

Die{grave Over (b)}old, Incorporated

David W Weis

Jay Paul Drummond

Bob A Cichon

Mark D Smith

James R Church

Mark A Moales

Dale H Blackson

Joseph C Ess

Mikal R Gilger

Mark S Covert

Bruce G Richards

Jagadesh Myana

Todd Blakeslee

Aravind Dongara

Radhika Reddy Bodapatla

Randhika Bodapatla

Radhika R Bodapatla

An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with instructions for displaying a customer interface uniquely associated with the particular bank where the user holds the account. The customer interface includes user-selectable financial transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed when the user operates automated banking machines of other banks.

Automated banking machine that operates responsive to data bearing records

Automated banking machine that operates responsive to data read from data bearing records

Method of authorizing automated banking machine use responsive to user data read from data bearing records

An automated banking machine operates to carry out financial transactions for authorized machine users responsive to user data read from data bearing records. The machine includes an input devices including a card reader which operates to read card data that is usable to identify a user or a user account. The machine also includes a cash dispenser that is selectively operative to dispense currency notes to authorized machine users. A computer causes financial accounts read by the card reader to be assessed a value for cash dispensed. The computer causes operation of the cash dispenser in response to receiving cash dispense instructions. The computer includes software that prevents cash dispenser operation in response to cash dispense instructions being received in communications from at least one remote address.

A method for visual programming an automated transaction machine (). The method includes the creation of terminal directors () that generally correspond to transactions performed by the automated transaction machine. The terminal directors are programmed by visually creating associations () between a plurality of ATM objects () in a work space (). Exemplary ATM objects include an authorization object (), a back stage control object (), a card reader object (), a customer profile object (), a depositor object (), a dispenser object (), keypad object (), a logic object (), a OCS object (), a presenter object (), a PIN entry object (), a printer object (), a sync object (), and a transaction data object (). The customer profile object is operative to retrieve customer profile information responsive to a determined customer of a person using the ATM. A portion of the exemplary ATM objects are operative to interface with a device interface layer () for communicating with physical hardware devices (). The device interface layer is operative to retrieve rules () and capability features from a data store () for automatically switching between two or more different devices of similar type when one of the devices becomes inoperative.

Automated banking machine customer profile method

An automated banking machine () is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system () through an intranet (), as well as in response to messages exchanged with foreign servers () in a wide area network (). The banking machine includes a computer () having an HTML document handling portion (). The HTML document handling portion is operative to communicate through a proxy server (), with a home HTTP server () in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion () which interfaces with the HTML document handling portion and dispatches messages to operate devices () in the automated banking machine. The devices include a sheet dispenser mechanism () which dispenses currency as well as other transaction devices.

Automated banking machine system using internet address customer input

An automated banking machine includes an input device including a card reader which operates to read data bearing records in the form of user cards. The card data is usable to identify a user or a user account. The machine also includes an output device and a cash dispenser selectively operative to dispense currency sheets to machine users. Software operating in a computer of the machine causes the computer to operate a cash dispenser in carrying out cash dispensing transactions where cash is dispensed to users whose read accounts are assessed for value associated with cash dispensed. The computer also processes a mark up language document. The software includes screening software operative to prevent the computer from operating the cash dispenser responsive to communication with at least one system address.

An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with a server address, where a document is located. The document includes machine instructions for displaying a customer interface uniquely associated with the particular banking institution where the user holds the account. The customer interface includes user-selectable transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed to the user when the user operates automated banking machines of other banks.

Growing community of inventors

Austin, TX, United States of America

David W Weis