Visa International Service Association

David Tseselsky

Krishna Prasad Koganti

Brendan Xavier Louis

Mark Douglas McGee

Glenn Leon Powell

Libby Annie Kurien

Murali Krishnan Sreenivasan

Anand Pandya

Galileo L Olmos

Bishenjit Paul Choudhury

A method for maintaining transaction integrity for transactions performed over a public network includes: receiving a transaction message corresponding to an original transaction, the transaction message including a unique, client-assigned, first identifier; in response to receiving the transaction message, assigning a unique, second identifier to the original transaction; generating a request to process the original transaction including at least a portion of the transaction message and the second identifier; transmitting the request to an issuer server to process the original transaction; receiving a first response from the issuer server in connection with the original transaction; in response to the first response, generating a second response corresponding to the original transaction including the first identifier and the second identifier; and transmitting the second response to the client. A system and computer program product for maintaining transaction integrity for transactions performed over a public network is also disclosed.

System, method, and computer program product for maintaining transaction integrity over public networks

Described herein are systems and methods in which more secure methods are provided for a connected device to conduct transactions. In accordance with embodiments of the disclosure, a transaction code is generated and provided to the connected device. The transaction code may be stored in association with the information for the transaction such that when the transaction code is received at a transaction processing server, the transaction processing server is configured to generate an authorization request that includes the transaction information. The authorization request may then be routed to an authorization server associated with an account maintained by the transaction processing server.

Connected device transaction code system

Growing community of inventors

San Jose, CA, United States of America

David Tseselsky