Dynamics Inc.

Carnegie Mellon University

Sensormatic Electronics Corporation

Magnetic Peripherals Inc.

University of Pittsburgh

Litton Systems, Inc.

Lambeth Systems

David N Lambeth

Bruce S Cloutier

Jeffrey David Mullen

David Eugene Laughlin

James H Workley

Ming-Ren Lian

Ryan Kellogg

Krzysztof A Matyjaszewski

Richard Loyd Copeland

Philip W Yen

Li-Lien Lee

Byung-ki Cheong

Rajiv Y Ranjan

Kevin Robert Coffey

Wing Kei Ho

James Spanswick

Jorge F Alicot

William Walker Clark

Robert C O'Handley

Nicolay V Tsarevsky

Douglas A Narlow

William E Ross

Jeffrey Stuart Vipperman

Dennis Michael Gadonniex

Will Reutzel

Tomasz P Kowalewski

E M Velu

Yu-Nu Hsu

Jie Zou

John Peter Hensel

Heng Gong

Ryan Kellog

Wei Yang

Nathaniel Black

Jie Ziou

Jimmy Dean Thorton

A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable to act as a magnetic stripe read-head detector and a data transmitter. A multiple layer flexible PCB may be fabricated to include multiple magnetic emulators. An emulator may include a coil that includes magnetic, ferromagnetic, or ferromagnetic, material in the coil's interior. Coils may be associated with zones. As a read-head is detected to move from zone-to-zone, coils may be activated to transmit information in those zones.

Cards and devices with magnetic emulators with zoning control and advanced interiors

A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Gift cards may be inputted by a user into such a payment card or other device such that a user can combine gift cards. Similarly, a user be provided with a global payment account that can be utilized in multiple countries that have different standards for formatting data. A user may be provided with a default country (e.g., United States) but may have a way to select that the user is in a different country (e.g., Japan). Accordingly, a user may select that a Japanese data structure be transmitted through a magnetic stripe reader when the user is in Japan.

Payment cards and devices with gift card, global integration, and magnetic stripe reader communication functionality

A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable of communicating information to a magnetic stripe reader. Information used in validating a financial transaction is encrypted based on time such that a validating server requires receipt of the appropriate encrypted information for a period of time to validate a transaction for that period of time. Such dynamic information may be communicated using such an emulator such that a card may be swiped through a magnetic stripe reader&#x2014;yet communicate different information based on time. An emulator may receive information as well as communicate information to a variety of receivers (e.g., an RFID receiver).

Cards and devices with multifunction magnetic emulators and methods for using same

A card is provided, such as a credit card or security card, that may transmit information to a magnetic stripe reader via a magnetic emulator. The emulator may transmit the information serially in order to reduce the amount of circuitry needed to emulate a particular block of information. Additionally, for example, a serial encoder may send any amount of information through a single emulation segment. Such a magnetic emulator may be provided on a credit card. A dynamic credit card number may be provided by, for example, coding a number with a different coding scheme for different periods of time. The magnetic emulator may be utilized to transmit a particular coded number for a particular period of time. In this manner, a dynamic credit card number may be provided such that to help secure, and progress, a payment transaction.

Cards with serial magnetic emulators

Cards and devices with multifunction magnetic emulators and methods for using the same

Dynamic magnetic stripe communications devices are provided as magnetic stripe emulators. A magnetic stripe emulator may include a coil. Drive circuits may be coupled to this coil in order to produce electromagnetic fields from the coil operable to communicate with a magnetic stripe reader.

Systems and methods for drive circuits for dynamic magnetic stripe communications devices

Growing community of inventors

Pittsburgh, PA, United States of America

David N Lambeth