Amazon Technologies, Inc.

David Michael Packard

Rajesh Shanker Patel

Bryan Christopher Castillo

Arun Antony Mathews

Embodiments may include a payment management system that receives information indicating a first transaction is to be initiated, the information specifying a first quantity of funds. The system may determine that an additional transaction for a respective quantity of funds is expected to be initiated within a given time period. The system may, prior to initiation of the additional transaction, generate a payment authorization request for a combined quantity of funds equal to at least a sum of the first quantity of funds and the respective quantity of funds of the additional transaction. The system may, subsequent to receiving information indicating that a payment authorization for the combined quantity of funds was issued and subsequent to receiving information indicating that the additional transaction is to be initiated, initiate settlement of the first transaction and the at least one additional transaction using the combined quantity of funds of the payment authorization.

System and method for predictive payment authorizations

Various embodiments may include a payment management system including an authorization reusability component. The payment management system may be configured to, subsequent to a customer providing payment information for an order, receive a payment authorization that indicates funds of an account associated with the customer have been reserved as a form of payment for a given transaction associated with the order. The payment management system may be configured to assign the reserved funds of the payment authorization to the given transaction. The payment management system may be configured to, subsequent to assigning the reserved funds, reassign at least some of the reserved funds of the authorization to a one or more other transactions. The payment management system may be configured to initiate a settlement of the one or more other transactions, the settlement including the reserved funds reassigned to the one or more other transactions.

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Kent, WA, United States of America

David Michael Packard