Bank of America Corporation

David Joa

Kurt Newman

Debashis Ghosh

Timothy J Bendel

Thayer S Allison

Mark V Krein

Sudeshna Banerjee

Yanghong Shao

David Neil Joffe

Michael James O'Hagan

William Anthony Nobili

Sandi Setiawan

Naveen Gururaja Yeri

Arun Pinto

Deepak Verma

Kerry Michelle Cantley

Srinath Nagarajan

Hans Dirk Schumacher

Rustam N Wadia

Timothy Mark

Samuel Jeff Carter

Jade Michelle Le Vo-Dinh

Srihari Rao Gatpa

Preston Wesley Ports, Iii

Sreedevi Gummuluri

Bibhudatta Jena

Seyamak Amin

Aaron Lai

John Mertz

Ray Garcia

Zoran Obradovic

Vikas Mishra

Mayur Chheda

Marc Douglas Halsted

Ryan M Greenway

Robert Caruso

Edward W Carroll

Arya Kumar Vedabrata

Elaine C Marino

Jangaiah Kranti Kurva

Prakash Srinivasan

Sean Michael Jones

Raghuram Neela

Krishna Reddy Mandala

Santosh Siva Kumar Maddila

Kunal Makin

Santosh Kumar Maradla

Nicholas Halpern

Hemant A Kagade

Dilip Nair

Joy M Tarquin

Maryann Mangini

Shiba Madaan

Chandrashekar Katuri

Samir B Pawar

Parul Bajaj

Kurt D Newman

Embodiments of the present invention provide a system for tracking and mapping flow of resources. The system is configured for receiving data from an external computing system, categorizing the data received from the external computing system, transferring the data to a first internal computing system, identifying transfer of the data from the first internal computing system to at least one other internal computing system, creating an interactive map associated with the transfer of the data from the external computing system to the at least one internal computing system, wherein the interactive map comprises one or more hop levels associated with the transfer of the data, receiving a query from one or more internal computing systems, wherein the query is associated with lineage of the data, and transmitting control signals to cause the one or more internal computing systems to display the interactive map associated with the data.

Interactive lineage mapping system

Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.

Predicting economic conditions

Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. With one approach, principal component analysis is applied to a times series. Resulting normalized eigenvector content is sorted and distances between the normalized eigenvector content are determined, where the dispersion level of the distances is indicative of an economic instability of an economic system. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.

Systems and methods are provided for transforming historical data collected in response to one or more triggering events, in order to classify textual values. Embodiments access a plurality of textual values from historical transaction data; identify one or more distinct patterns within the plurality of textual values; group the textual values based on the one or more distinct patterns, thereby forming one or more clusters; apply a similarity gauge to the textual values of each of the clusters to determine similarity or dissimilarity among the textual values of each cluster; and filter the textual values of each cluster to determine which textual values belong in each cluster, wherein the textual values that belong are cluster values. Some embodiments also remove undesired characters from the textual values, and in some cases identifying the distinct patterns includes comparing pronunciations and/or phonetics of the textual values.

System for mending through automated processes

A computing platform may generate requests for log data stored on computing systems and may communicate the requests to the computing systems. The computing platform may receive the log data from the computing systems and may utilize the log data to generate records interrelating different data-access requests indicated by the log data. The computing platform may analyze the records to identify corresponding requests made by a user to multiple different computing systems and may determine an interrelationship between the corresponding requests. The computing platform may generate data indicating the multiple different computing systems and the interrelationship between the corresponding requests and may communicate the data to a computing device associated with at least one of the multiple different computing systems.

Inter-system data forensics

A method of one embodiment facilitates the updating of account information. First account information associated with a payment account of a user is received by an interface, and the first account information is stored by a memory. Payee system information associated with a payee system, wherein the payee system stores one or more portions of the first account information, is also received by the interface and stored by the memory. A processor automatically determines that an update event has occurred, the update event associated with updated information comprising one or more updated values for one or more respective portions of the first account information, wherein at least a portion of the first account information stored on the payee system changes based on the update event. In response to automatically determining that the update event has occurred, the interface automatically communicates a payee update message comprising the updated account information.

Automatically updating account information

Systems and methods according to the present invention provide a more secure Automated Teller Machine (ATM) transaction by preventing observation of banking customers' Personal Identification Number (PIN). Such systems and methods make it difficult to obtain a customer's PIN by tracking the hand movement of a customer using an ATM. Inputs presented for a customer selection are preferably dynamically displayed in different locations preferably each time the customer is asked to enter a PIN. Dynamically changing the sequence of the display and/or location of the presented inputs reduces the possibility of mapping the hand movement of the customer to the positions of the inputs displayed for a customer selection. Inputs may also be presented at a very narrow viewing angle, thereby making observation of a PIN difficult. Hence, banking customers are preferably provided with a more robust and secured ATM transaction system.

Automated teller machine ('ATM') dynamic keypad

Systems and methods for environmental adjustments using biometrics are described. A scanned biometric parameter of an individual may be received and a determination may be made as to whether the scanned biometric parameter of the individual matches a stored biometric parameter of a plurality of stored biometric parameters. Biometric parameters include retinal images, DNA, and voice samples. If a match exists, the individual may be identified based upon the stored biometric parameter. At least one adjustment to change on at least one device based upon the identified individual may be determined. The at least one device may be configured for modifying an environmental condition of the identified individual. At least one instruction to implement the determined at least one adjustment may be transmitted. The adjustment may be a physical adjustment to the device, such as the height level of a chair.

Environmental adjustments using biometrics

Systems and methods for integrating biometric authentication with video conference sessions are described. An individual seeking to participate in a video conference may first be identified with a biometric parameter such as an iris scan based on a comparison of the scanned iris with a database of stored parameters. If authorized, the system may connect the individual to the video session. In addition, the system may generate dynamic tags that allow the participants to identify and locate individuals in the video conference. For example, if one of the participants is speaking and moving within the room, her tag may change color and move with her on the video screen.

Biometric authentication for video communication sessions

Systems, methods and computer program products are provided for optimizing social networks. In the systems and methods, account data associated with a user account is received and the account data is stored in a storage device. Pluralities of networking opportunities are identified based on the account data. Furthermore, based on the account data triggers may be detected indicating a user's interest in one or more social networking opportunities. The system then offers the user, based at least partially on the detected trigger, the one or more social networking opportunities.

System for optimizing social networking

Embodiments of the invention include a method of developing a financial transaction data profile. Financial instruments are received as images, where the financial instruments include transactional data. The transactional data is extracted from the financial instruments and uploaded to a computer. The transactional data is organized so that the transactional data is grouped into categories. The categories are stored for presentation to the user in a financial transaction profile.

Financial transaction data profile

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San Francisco, CA, United States of America

David Joa