Bank of America Corporation

David J Smiddy

James Alexander

Carl Parziale

Stephen Thomas Shannon

Elizabeth Votaw

Harold Joseph Kennedy

Manu Jacob Kurian

Fnu Sidharth

Paul Martin Mattison, Sr

Matthew Edward Williams

Jennifer Ann Raley

Anne Price

Elizabeth Anne Price

Pavan Singaraju

Brandon Kozlowski

Mousumi Chatterjee

Devi Shanmuga Kumar

Shyam Acharya

Himanshu Goyal

Zeal J Shah

F N U Sidharth

Tony England

Vijaya L Vemireddy

Mark Alan Odiorne

Lomney Ann Bryan

Katharina Mumford

Matthew Edward Taylor

Beth Jean Adamson

Raghu Nadimpalli

Sanath K Pasumarthy

Aspects of the disclosure relate to cash handling devices that provide intelligent monitoring and management of cash cycles. A cash handling device having at least one processor, a communication interface, and memory may receive, from a mobile device, a request to process a pre-staged transaction. Subsequently, the cash handling device may generate and present a graphical identifier based on the mobile device requesting access to the cash handling device. Next, the cash handling device may verify that the mobile device is authorized to perform the pre-staged transaction based on the graphical identifier being scanned by the mobile device and cause a connection to be established between the cash handling device and the mobile device. Thereafter, the cash handling device may identify and process the pre-staged transaction associated with the mobile device. Then, the cash handling device may generate a notification indicating completed processing of the identified pre-staged transaction.

Intelligent cash handling

A computing platform may train a synthetic identity detection model to detect synthetic identity information. The computing platform may receive identity information corresponding to an identity generation request. The computing platform may input, into the synthetic identity detection model, the identity information, which may cause the synthetic identity detection model to: identify at least one collision between the received identity information and stored identity information, and generate, based on the at least one collision, a synthetic identity score indicating a likelihood that the received identity information corresponds to a request to generate a synthetic identity. The computing platform may compare the synthetic identity score to at least one synthetic identity detection threshold. Based on identifying that the synthetic identity score meets or exceeds the at least one synthetic identity detection threshold, the computing platform may execute one or more security actions.

Using machine learning for collision detection to prevent unauthorized access

Enhanced authentication at resource event apparatuses of a card device and, in some instances, the user of the card device. Card device-specific Non-Fungible Tokens (NFTs) are generated and, in some instance, user credential-specific NFTs are generated. The NFTs are stored within a distributed ledger of a distributed trust computing network, which provides verification as the uniqueness and authenticity of the NFTs. Once a resource event is initiated at a resource event apparatus, card device-related information and, in some instance, user credential-related information is received, and the information is compared to the corresponding NFT as a means of authenticating the card device and, in some instances, the card device and the linked user of the card device. As a result, the use of imitation card devices is prevented and, in some instances, the identity of the user of the card device is authenticated and deemed to be linked to the card device.

System for enhanced authentication using non-fungible tokens (NFTs)

Systems, computer program products, and methods are described herein for virtualization of non-fungible tokens. The present invention is configured to receive, via a first user input device, a resource transfer request using a virtual token from a first user, wherein the virtual token is electronically linked to an NFT of a resource transfer instrument; retrieve the NFT associated with the resource transfer instrument in response to receiving the resource transfer request; retrieve an NFT credential descriptor for the resource transfer request from a first metadata layer of the NFT associated with the resource transfer instrument; receive an authentication credential from the first user; determine whether the authentication credential matches an NFT credential descriptor that is electronically linked to the NFT associated with the resource transfer instrument; and authorize the resource transfer request based on at least determining that the authentication credential matches an NFT credential descriptor.

System for virtualization of non-fungible tokens

A system is provided for authenticating peer-to-peer resource exchanges using non-fungible tokens. In particular, the system may store, on a distributed register, a secure token (e.g., a non-fungible token) associated with a particular resource. Subsequently, a user who may be the owner of such resource and/or the associated token may wish to execute a peer-to-peer exchange of the resource for a second resource. The system may, in response to receiving the second resource from a second user, initiate a process to transfer ownership of the secure token to the second user. In this way, the system provides an efficient and secure way to conduct peer-to-peer resource exchanges.

System for authenticating peer-to-peer resource exchange using non-fungible tokens

A system for monitoring networked computing devices with integrated electronic data encryption and decryption mechanism is provided. In particular, the system may comprise one or more host applications which may interact with an API layer to transmit encrypted host-related data through a secure data rails to a consolidated data repository. One or more downstream monitoring applications may retrieve and decrypt the host-related data from the consolidated data repository for analysis. In this way, the system may provide a secure, scalable way to monitor host computing systems and flow of sensitive electronic data.

System for monitoring networked computing devices with integrated electronic data encryption and decryption mechanism

With the advent of augmented reality devices becoming increasingly prevalent, accessible, and cross-compatible, there is an opportunity to leverage the capabilities of such devices in order to streamline user interactions related to complex resource activities which require elevated security and typically are only conducted on an in-person basis. The present invention provides systems and methods for securely verifying a user during an augmented reality device session for the purposes of conducting complex resource activities.

Systems and methods for multi-point validation in communication network with associated virtual reality application layer

Simultaneous distributed application support of multiple identity management systems is provided through the use of virtual web server instances, which enable one identity management system, on physical servers already running a pre-existing web server instance, which enables a different identity management system. Further, an intelligent rules-based determination is implemented to determine whether to route an access request to either the virtual or pre-existing web server instance. Since the virtual web server instances are generated on the same physical server that executes the pre-existing web service instance, the the existing network flow (i.e., a single URL) and physical infrastructure is leveraged to create a simplified approach to managing the simultaneous use of multiple identity management systems across different distributed applications.

Simultaneous application support of multiple identity management systems via virtual web servers

Embodiments of the present invention provide a system for facilitating a secure way to allow primary users and secondary users to perform interactions remotely via an automated machine and one or more auxiliary devices on the same local network. In particular, the system may assign exclusive control over an automated device and one or more auxiliary devices to a primary user via a computing device connected to the same local network or virtual private network as the automated machine, and may allow the primary user to communicate via the automated machine with a secondary user who wishes to complete one or more resource interactions.

Modular device mesh network for associated device integration

Systems, computer program products, and methods are described herein for securely managing device communication. The present invention may be configured to provide, to another system, staging information including a digital certificate, a PIN, and a protocol for storing on a device, receive from the device a request to connect to an internal network after user input of the PIN, receive a digital certificate from the device, establish a wireless connection between the device and the internal network, and cause the device to delete the PIN. In some embodiments, the system is configured to permit communication from the device to the other system for a predetermined time window. In some embodiments, the system receives updates from the other system, via an external network, and the system sends the updates to the device, via the internal network.

Mobile device management system for securely managing device communication

An intelligent scanner device configured to facilitate improved accuracy for storage of scanned documentation. The scanner device may include an image processor, an identification engine, and a metadata engine. The scanner device may utilize artificial intelligence processes to generate metadata information to be stored with scanned documents.

Growing community of inventors

Chadds Ford, PA, United States of America

David J Smiddy