International Business Machines Corporation

David J Lerma

Jorge N Yanez

Jerome Anthony Centanni, Jr

A sensor of a communication device detects whether a card associated with an account is present within a range. Responsive to the communication device detecting the card is outside the range of the sensor longer than a user specified time limit, the communication device sends a first communication to an account provider system via a network for the card to automatically place an account associated with the card on hold, wherein the account provider system blocks transactions to the account when the account is placed on hold. Responsive to the communication device detecting the card return within the range of the sensor, the communication device sends a second communication to the account provider system via the network to automatically reactivate the account associated with the card, wherein the account provider system allows transactions to the account when the account is reactivated.

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Pflugerville, TX, United States of America

David J Lerma