Visa International Service Association

David Capezza

Shalini Mayor

Vinjith Nagaraja

Raymond Brammer

Vamshi Ramarapu

Nagaveera Venkata Su Tavvala

James Myers

Dhruv Vig

Swapneel Mahajan

Embodiments of the invention are directed to an automated account restoration system. In some embodiments, the system determines a state of an account based on a likelihood that the account has been compromised. If the account is determined to be in a low-risk state, then upon an successful login to that account, a verification cookie may be generated which is unique to a user device used to access the account. If the account is determined to be in a high-risk state, then system may prevent access to the account except by user devices that include a valid verification cookie.

Automated account recovery using trusted devices

Growing community of inventors

Washington, DC, United States of America

David Capezza