Lexisnexis Risk Solutions, Inc.

David Buchler

Bryan Knauss

Peter Joseph Greene

Dean Weinert

Authentication using a mobile wallet by receiving, at an enterprise server and from a pre-screened user device, a request to access an account on the enterprise server, and sending, to a security server from an enterprise server, a wallet card request to push a wallet card to the pre-screened user device. A valid screening condition of the pre-screened user device is determined, and a wallet card may be generated and pushed to the valid pre-screened user device. Responsive to a request, a passcode may be generated and pushed the generated code to the pre-screened user device wallet. Responsive to confirming, at the security server, that a passcode received from the pre-screened user device wallet matches the generated passcode pushed to the pre-screened user device, a match indication may be transmitted to the enterprise server to initiate authentication of the pre-screened user device for accessing the enterprise server.

Passcode authentication using a wallet card

Systems and methods are disclosed for detecting certain online activities associated with a digital identity. A Digital Identity Network may be monitored for potentially fraudulent activities (such as new account openings and certain transactions) related to an enrolled User identification (User ID) without requiring personally identifying information (PII). Corresponding alerts may be generated and sent to inform the associated user of such suspicious activity so that fraudulent account access or transactions may be prevented.

Growing community of inventors

Boca Raton, FL, United States of America

David Buchler