Bank of America Corporation

David Balbo

Saurabh Khanna

Mansoor Zafar

Harmeet Khanna Kalra

Pawan K Shetty

Jayakrishnan Muraleedharan

Richard W Renner

On-demand generation of electronic/digital communication documents. Standardized data files are received which contain the variable and indexing user data needed to generate the digital communication documents for various users. These data files are associated and stored with a corresponding content template file, which includes all of the static data required to generate the digital communication documents. Subsequently, when a request is made for a digital communication document, the data file is accessed and searched for the specific user's variable and indexing data and once retrieved, the digital communication document is generated, in the desired format, using the user's variable and indexing data and the static data found in the associated content template file. In this regard, generation of the document can be in any file format required of the delivery channel, such as online, mobile application, including video and virtual assistance channels, data insight analysis or the like.

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Milltown, NJ, United States of America

David Balbo